State credit union · Lansing, Michigan · NCUA charter #61908
CASE
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $395.8M
- Total assets
- 27,179
- Members
- 10.8%
- Net-worth ratio
CASE scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $395.8M; members 27,179; net-worth ratio 10.77%; health rank #2,623 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,623 of 4,374 health · 2025Q4CASE · health 81/100 · $395.8M · 2025Q4
Call Report peers
CASE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CASE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CASE sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for CASE
- Largest favorable gap: Loan-to-Share Ratio at 90.80% vs peer 72.20% (+18.60 pp).
- Largest lag: Net Worth Ratio at 10.77% vs peer 12.11% (-1.34 pp).
CASE in Michigan
- Michigan health ordinal: #135 of 171.
- By total assets, CASE is #51 of 171 in Michigan.
- Member book place in Michigan: #50 of 171.
- One place up in Michigan, North Central Area (#134) ties at 81/100; one place down, Great Lakes (#136) scores 80/100, 1 point lower.
CASE: 2025Q4 → 2026Q1
CASE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $395.8M (2025Q4) to $405.2M (2026Q1).
- Net-worth ratio shifted -0.17 pp (10.94% → 10.77%).
10.77% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
CASE gives up 19 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.4 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for CASE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.77% | -1.34 pp |
| Delinquency Rate | 0.86% | -0.04 pp |
| Return on Assets | 0.61% | -0.01 pp |
| Member Growth | -6.53% | - |
| Loan-to-Share Ratio | 90.80% | +18.60 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
CASE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $405.2M | - |
| 2025Q4 | $395.8M | 27,179 |
| 2024Q4 | $389.4M | 29,077 |
| 2023Q4 | $393.7M | 35,350 |
Credit Union Details
- Charter Number
- 61908
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Michigan
- City
- Lansing
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for CASE, spread across 3 cities.
| Office | City |
|---|---|
| Main (Main Office) | Lansing, MI |
| Lake Lansing Branch | East Lansing, MI |
| LCC | Lansing, MI |
| West Saginaw | Lansing, MI |
| Meridian | Okemos, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- CASE ranks #2,623 of 4,374 nationally on financial health and #135 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Monroe Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Monroe Community
Frequently Asked Questions
Is CASE financially healthy?
On its 2025Q4 NCUA 5300 filing, CASE scores 81/100 (Excellent), with a 10.77% net worth ratio and 0.86% of loans delinquent. It ranks #2,623 of 4,374 nationally on health and #135 of 171 in Michigan.
How does CASE compare to other credit unions?
CASE scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (90.80% vs 72.20%). Its widest shortfall is net worth ratio (10.77% vs 12.11%).
How can I join CASE?
Membership eligibility for CASE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact CASE directly for current membership requirements and application steps.
Is my money safe at CASE?
CASE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CASE's net worth ratio of 10.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.