State credit union · Orem, Utah · NCUA charter #64332
ALPINE
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $359.4M
- Total assets
- 19,916
- Members
- 10.1%
- Net-worth ratio
ALPINE scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $359.4M; members 19,916; net-worth ratio 10.07%; health rank #1,691 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,691 of 4,374 health · 2025Q4ALPINE · health 87/100 · $359.4M · 2025Q4
Call Report peers
ALPINE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ALPINE vs every NCUA-scored credit union
ALPINE sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ALPINE vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +4.92 pp (77.12% vs 72.20%).
- Largest lag: Net Worth Ratio at 10.07% vs peer 12.11% (-2.04 pp).
ALPINE in Utah
- In Utah, health place is #26 of 53 on the same NCUA-ratio sort used nationally.
- By total assets, ALPINE is #14 of 53 in Utah.
- Utah membership ordinal: #14 of 53.
- One place up in Utah, UINTAH (#25) ties at 87/100; one place down, Nephi Western Employees (#27) scores 86/100, 1 point lower.
Quarter path for ALPINE
ALPINE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $359.4M (2025Q4) to $362.8M (2026Q1).
- Net-worth ratio shifted +0.15 pp (9.92% → 10.07%).
10.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
ALPINE gives up 13 points in total. Member Growth costs the most, 8 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 11.6 pts
- Member Growth 7.0 pts
- Loan-to-Share Ratio 14.6 pts
ALPINE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.07% | -2.04 pp |
| Delinquency Rate | 0.62% | -0.28 pp |
| Return on Assets | 0.27% | -0.35 pp |
| Member Growth | -1.10% | - |
| Loan-to-Share Ratio | 77.12% | +4.92 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
ALPINE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $362.8M | - |
| 2025Q4 | $359.4M | 19,916 |
| 2024Q4 | $333.7M | 20,137 |
| 2023Q4 | $313.2M | 20,542 |
Credit Union Details
- Charter Number
- 64332
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Utah
- City
- Orem
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, ALPINE runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| North Orem (Main Office) | Orem, UT |
| American Fork | American Fork, UT |
| Eagle Mountain | Eagle Mountain, UT |
| Highland | Highland, UT |
| Lehi | Lehi, UT |
| South Orem | Orem, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
Other federally-insured credit unions in Utah, closest first by peer group and asset size.
ALPINE nationwide neighbourhoods
Similar total assets
Using this data
- ALPINE ranks #1,691 of 4,374 nationally on financial health and #26 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- American United is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American United
Frequently Asked Questions
Is ALPINE financially healthy?
ALPINE has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,691 of 4,374 nationally on health and #26 of 53 in Utah. Its net worth ratio is 10.07% and its delinquency rate 0.62%.
How does ALPINE compare to other credit unions?
ALPINE scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (77.12% vs 72.20%). Its widest shortfall is net worth ratio (10.07% vs 12.11%).
How can I join ALPINE?
Membership eligibility for ALPINE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ALPINE directly for current membership requirements and application steps.
Is my money safe at ALPINE?
ALPINE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALPINE's net worth ratio of 10.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.