Federal credit union · Dallas, Texas · NCUA charter #6304
Neiman Marcus Group Employees
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $9.4M
- Total assets
- 2,342
- Members
- 16.5%
- Net-worth ratio
Neiman Marcus Group Employees scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.4M; members 2,342; net-worth ratio 16.53%; health rank #3,813 of 4,374; healthier than 12th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,813 of 4,374 health · 2025Q4Neiman Marcus Group · health 66/100 · $9.4M · 2025Q4
- DELQ 66/100
- ROA 16.5%
- ASSETS 0.71%
- MEM -1.26%
- RANK $9.4M
- PHOTO 2,342
- BOOK #3,813/4,374
- CHARTER n/a
- NCUSIF 6304
Call Report peers
Neiman Marcus Group Employees carries $9.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Neiman Marcus Group Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Neiman Marcus Group Employees - Share Insurance Coverage
Charter #6304's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Neiman Marcus Group Employees vs $2M–$10M peers
- Largest favorable gap: Delinquency Rate at 0.71% vs peer 1.81% (-1.10 pp).
- Largest lag: Net Worth Ratio at 16.53% vs peer 19.06% (-2.53 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Neiman Marcus Group Employees in Texas
- Health composite ranks #331 of 386 among scored Texas credit unions.
- Assets rank #310 of 386 inside Texas ($9.4M reported).
- Membership ranks #240 of 386 among Texas CUs with a reported count (2,342 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Neiman Marcus Group Employees's 5300 filing moved
Neiman Marcus Group Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.5% from $9.4M (2025Q4) to $9.3M (2026Q1).
- Net-worth ratio shifted +0.21 pp (16.32% → 16.53%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 16.53%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 66.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.1 pts
Call Report ratios for Neiman Marcus Group Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.53% | -2.53 pp |
| Delinquency Rate | 0.71% | -1.10 pp |
| Return on Assets | -1.26% | -1.71 pp |
| Member Growth | -11.76% | - |
| Loan-to-Share Ratio | 62.06% | -1.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.3M | - |
| 2025Q4 | $9.4M | 2,342 |
| 2024Q4 | $10.7M | 2,654 |
| 2023Q4 | $10.8M | 2,756 |
Credit Union Details
- Charter Number
- 6304
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Neiman Marcus Group Employees runs one office.
| Office | City |
|---|---|
| Neiman Marcus (Main Office) | Dallas, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Cross-state Call Report peers for Neiman Marcus Group
Neiman Marcus Group Employees's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (66/100 here).
Using this data
- Neiman Marcus Group Employees ranks #3,813 of 4,374 nationally on financial health and #331 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SWEETEX is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SWEETEX
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Neiman Marcus Group Employees financially healthy?
Yes/no aside, the number is 66/100 (Good) - Neiman Marcus Group Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,813 of 4,374; by total assets it ranks #3,589 of 4,374 nationally (same basis as /rankings/largest); and #310 of 386 within Texas. Above 80 reads excellent, below 50 warrants closer monitoring; a 16.53% net worth ratio and 0.71% delinquency rate are the key drivers.
How does Neiman Marcus Group Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Neiman Marcus Group Employees's 66/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Neiman Marcus Group Employees?
Neiman Marcus Group Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Neiman Marcus Group Employees directly for the exact boundaries and application steps.
Is my money safe at Neiman Marcus Group Employees?
Federal credit unions like Neiman Marcus Group Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Neiman Marcus Group Employees's net worth ratio of 16.53% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Neiman Marcus Group Employees offer compared to banks?
Credit unions like Neiman Marcus Group Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Neiman Marcus Group Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.