Federal credit union · Lewiston, Maine · NCUA charter #2644
Maine Family
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $282.3M
- Total assets
- 18,928
- Members
- 8.7%
- Net-worth ratio
Maine Family scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $282.3M; members 18,928; net-worth ratio 8.71%; health rank #1,526 of 4,374; healthier than 65th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,526 of 4,374 health · 2025Q4Maine Family · health 88/100 · $282.3M · 2025Q4
Call Report peers
Maine Family in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Maine Family vs every NCUA-scored credit union
Maine Family sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Maine Family vs $100M–$500M peers
- Delinquency Rate leads the peer set - 0.11% here, 0.89% peer average (-0.78 pp).
- Largest lag: Loan-to-Share Ratio at 48.98% vs peer 72.20% (-23.22 pp).
Maine Family in Maine
- Health composite ranks #26 of 48 among scored Maine credit unions.
- By total assets, Maine Family is #18 of 48 in Maine.
- Maine membership ordinal: #15 of 48.
- One place up in Maine, TRADEMARK (#25) ties at 88/100; one place down, EVERGREEN (#27) ties at 88/100.
How Maine Family's 5300 filing moved
Maine Family: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $282.3M (2025Q4) to $285.7M (2026Q1).
- Net-worth ratio shifted +0.05 pp (8.66% → 8.71%).
This credit union's 8.71% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Maine Family gives up 12 points in total. Loan-to-Share Ratio costs the most, 4.6 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.8 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.4 pts
- Member Growth 12.7 pts
- Loan-to-Share Ratio 10.1 pts
Call Report ratios for Maine Family
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.71% | -3.40 pp |
| Delinquency Rate | 0.11% | -0.78 pp |
| Return on Assets | 0.40% | -0.23 pp |
| Member Growth | 3.08% | - |
| Loan-to-Share Ratio | 48.98% | -23.22 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $285.7M | - |
| 2025Q4 | $282.3M | 18,928 |
| 2024Q4 | $256.2M | 18,362 |
| 2023Q4 | $241.5M | 18,262 |
Credit Union Details
- Charter Number
- 2644
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Lewiston
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Maine Family runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main (Main Office) | Lewiston, ME |
| Schoolhouse | Auburn, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
Other federally-insured credit unions in Maine, closest first by peer group and asset size.
Other-state peers near Maine Family
Similar total assets
Similar health score
Using this data
- Maine Family ranks #1,526 of 4,374 nationally on financial health and #26 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BANGOR is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BANGOR
Frequently Asked Questions
Is Maine Family financially healthy?
On its 2025Q4 NCUA 5300 filing, Maine Family scores 88/100 (Excellent), with a 8.71% net worth ratio and 0.11% of loans delinquent. It ranks #1,526 of 4,374 nationally on health and #26 of 48 in Maine.
How does Maine Family compare to other credit unions?
Maine Family scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.11% vs 0.89%). Its widest shortfall is loan-to-share ratio (48.98% vs 72.20%).
How can I join Maine Family?
Maine Family operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Maine Family directly for the exact boundaries and application steps.
Is my money safe at Maine Family?
Maine Family is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Maine Family's net worth ratio of 8.71% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.