Federal credit union · SNYDER, Texas · NCUA charter #10551

Scurry County School

Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

86
Health / 100
$12.1M
Total assets
1,143
Members
16.9%
Net-worth ratio

Scurry County School scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.1M; members 1,143; net-worth ratio 16.85%; health rank #1,763 of 4,374; healthier than 57th of scored peers.

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#1,763 of 4,374 health · 2025Q4

Scurry County School · health 86/100 · $12.1M · 2025Q4

Scurry County School in the assets neighbourhood

Vicksburg Railroad$12.1MScurry County School (this)$12.1MMERCY$12.1MDirectors Choice$12.1MA H E Plant 3$12.1MDoe Run$12.1M
Nearest other-state credit unions by total assets (NCUA 5300)

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Scurry County School vs every NCUA-scored credit union

Scurry County School sits in the busiest band, 85-89, alongside 857 other credit unions.

86 Top 43% higher than 57% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where Scurry County School diverges from peer averages

  • Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +8.34 pp (68.14% vs 59.80%).
  • Widest shortfall vs peers is Return on Assets: -0.65 pp (0.06% vs 0.70%).

Where Scurry County School sits in Texas

  • Health composite ranks #160 of 386 among scored Texas credit unions.
  • Assets rank #289 of 386 inside Texas ($12.1M reported).
  • Member book place in Texas: #309 of 386.
  • One place up in Texas, Old Ocean (#159) ties at 86/100; one place down, Anderson County (#161) ties at 86/100.

Quarter path for Scurry County School

Scurry County School: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

10,000,00011,000,00012,000,00013,000,000 2023Q42024Q42025Q42026Q1 10,609,418 12,398,223 ▲ +16.9%
  • Assets moved +2.3% from $12.1M (2025Q4) to $12.4M (2026Q1).
  • Net-worth ratio shifted -0.96 pp (17.81% → 16.85%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

16.85% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 86/100 score is built

Scurry County School gives up 14 points in total. Return on Assets costs the most, 8 of its 15; Net Worth Ratio scores full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 24.2 pts
  • Return on Assets 7.0 pts
  • Member Growth 10.4 pts
  • Loan-to-Share Ratio 14.4 pts

Scurry County School vs peer ratios

Metric Value vs peer
Net Worth Ratio 16.85% +1.99 pp
Delinquency Rate 0.58% -0.57 pp
Return on Assets 0.06% -0.65 pp
Member Growth 1.15% -
Loan-to-Share Ratio 68.14% +8.34 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Call Report history - Scurry County School

Quarter Assets Members
2026Q1 $12.4M -
2025Q4 $12.1M 1,143
2024Q4 $11.0M 1,130
2023Q4 $10.6M 1,137

Credit Union Details

Charter Number
10551
Type
Federal
Field of Membership
Community
Peer Group
$10M–$50M
State
Texas
City
SNYDER
Data Quarter
2025Q4

Branch Location

Scurry County School operates a single office in Snyder, per its most recent NCUA branch filing.

Office City
Scurry County School FCU (Main Office) Snyder, TX

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Texas

Other federally-insured credit unions in Texas, closest first by peer group and asset size.

Compare Scurry County School vs PASADENA MUNICIPAL

Scurry County School nationwide neighbourhoods

Using this data

  • Scurry County School ranks #1,763 of 4,374 nationally on financial health and #160 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Pasadena Municipal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pasadena Municipal

Frequently Asked Questions

Is Scurry County School financially healthy?

On its 2025Q4 NCUA 5300 filing, Scurry County School scores 86/100 (Excellent), with a 16.85% net worth ratio and 0.58% of loans delinquent. It ranks #1,763 of 4,374 nationally on health and #160 of 386 in Texas.

How does Scurry County School compare to other credit unions?

Scurry County School scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (68.14% vs 59.80%). Its widest shortfall is return on assets (0.06% vs 0.70%).

How can I join Scurry County School?

Scurry County School operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Scurry County School directly for the exact boundaries and application steps.

Is my money safe at Scurry County School?

Scurry County School is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Scurry County School's net worth ratio of 16.85% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Scurry County School. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.