State credit union · Spokane Valley, Washington · NCUA charter #66841
NUMERICA
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $4.21B
- Total assets
- 177,451
- Members
- 11.7%
- Net-worth ratio
NUMERICA scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.21B; members 177,451; net-worth ratio 11.73%; health rank #513 of 4,374; healthier than 87th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#513 of 4,374 health · 2025Q4NUMERICA · health 94/100 · $4.21B · 2025Q4
Call Report peers
NUMERICA in the assets neighbourhood
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NUMERICA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NUMERICA sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
NUMERICA vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 94.59% here, 83.90% peer average (+10.69 pp).
NUMERICA in Washington
- In Washington, health place is #10 of 75 on the same NCUA-ratio sort used nationally.
- Assets rank #6 of 75 inside Washington ($4.21B reported).
- Membership ranks #8 of 75 among Washington CUs with a reported count (177,451 members).
- One place up in Washington, Spokane Firefighters (#9) ties at 94/100; one place down, Spokane City (#11) ties at 94/100.
NUMERICA Call Report trajectory
NUMERICA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.0% from $4.21B (2025Q4) to $4.34B (2026Q1).
- Net-worth ratio shifted -0.10 pp (11.83% → 11.73%).
11.73% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
NUMERICA gives up 6 points in total. Member Growth costs the most, 4.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.8 pts
- Loan-to-Share Ratio 13.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.73% | +0.55 pp |
| Delinquency Rate | 0.34% | -0.53 pp |
| Return on Assets | 0.77% | +0.26 pp |
| Member Growth | 1.48% | - |
| Loan-to-Share Ratio | 94.59% | +10.69 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
NUMERICA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.34B | - |
| 2025Q4 | $4.21B | 177,451 |
| 2024Q4 | $4.00B | 174,856 |
| 2023Q4 | $3.93B | 173,624 |
Credit Union Details
- Charter Number
- 66841
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- Spokane Valley
- Data Quarter
- 2025Q4
Branch Locations (25)
Per its most recent NCUA branch filing, NUMERICA runs 25 offices in 14 different cities across 2 states.
| Office | City |
|---|---|
| Headquarters (Main Office) | Spokane Valley, WA |
| Airway Heights | Airway Heights, WA |
| Coeur d'Alene | Coeur D Alene, ID |
| North Idaho Business Office | Coeur d Alene, ID |
| East Wenatchee | East Wenatchee, WA |
| Hayden | Hayden, ID |
| Kennewick | Kennewick, WA |
| Gage | Kennewick, WA |
| Southridge | Kennewick, WA |
| Liberty Lake | Liberty Lake, WA |
| Pasco | Pasco, WA |
| Court Street | Pasco, WA |
| Sandpoint | Ponderay, ID |
| Post Falls | Post Falls, ID |
| Richland | Richland, WA |
| Wandermere | Spokane, WA |
| Five Mile | Spokane, WA |
| Lyons | Spokane, WA |
| South Hill | Spokane, WA |
| Downtown | Spokane, WA |
| Regal | Spokane, WA |
| Sullivan | Spokane Valley, WA |
| U-City | Spokane Valley, WA |
| Sprague | Spokane Valley, WA |
| Wenatchee | Wenatchee, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Other-state peers near NUMERICA
Similar total assets
Using this data
- NUMERICA ranks #513 of 4,374 nationally on financial health and #10 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PEAK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PEAK
Frequently Asked Questions
Is NUMERICA financially healthy?
NUMERICA has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #513 of 4,374 nationally on health and #10 of 75 in Washington. Its net worth ratio is 11.73% and its delinquency rate 0.34%.
How does NUMERICA compare to other credit unions?
NUMERICA scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (94.59% vs 83.90%).
How can I join NUMERICA?
Membership eligibility for NUMERICA depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact NUMERICA directly for current membership requirements and application steps.
Is my money safe at NUMERICA?
NUMERICA is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NUMERICA's net worth ratio of 11.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.