State credit union · COLUMBIA, South Carolina · NCUA charter #60715
South Carolina Methodist Conf
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $5.9M
- Total assets
- 991
- Members
- 8.5%
- Net-worth ratio
South Carolina Methodist Conf scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.9M; members 991; net-worth ratio 8.48%; health rank #2,352 of 4,374; healthier than 46th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,352 of 4,374 health · 2025Q4South Carolina Methodist Co… · health 83/100 · $5.9M · 2025Q4
- PHOTO 83/100
- BOOK 8.5%
- CHARTER 0.39%
- NCUSIF 0.74%
- CAMELS $5.9M
- HEALTH 991
- NW #2,352/4,374
- DELQ n/a
- ROA 60715
Call Report peers
South Carolina Methodist Conf carries $5.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
South Carolina Methodist Conf vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
South Carolina Methodist Conf - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #60715 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where South Carolina Methodist Conf diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 76.26% vs peer 63.60% (+12.66 pp).
- Net Worth Ratio trails the peer set - 8.48% here, 19.06% peer average (-10.58 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
South Carolina standing for South Carolina Methodist Conf
- Health composite ranks #30 of 46 among scored South Carolina credit unions.
- Assets rank #43 of 46 inside South Carolina ($5.9M reported).
- South Carolina membership ordinal: #44 of 46.
In-state ordinals use the live credit_unions table for SC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for South Carolina Methodist Conf
South Carolina Methodist Conf: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.2% from $5.9M (2025Q4) to $5.7M (2026Q1).
- Net-worth ratio shifted +0.31 pp (8.17% → 8.48%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
8.48% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 26.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.8 pts
- Loan-to-Share Ratio 15.0 pts
South Carolina Methodist Conf vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.48% | -10.58 pp |
| Delinquency Rate | 0.39% | -1.42 pp |
| Return on Assets | 0.74% | +0.29 pp |
| Member Growth | -3.97% | - |
| Loan-to-Share Ratio | 76.26% | +12.66 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - South Carolina Methodist Conf
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.7M | - |
| 2025Q4 | $5.9M | 991 |
| 2024Q4 | $5.9M | 1,032 |
| 2023Q4 | $5.6M | 1,089 |
Credit Union Details
- Charter Number
- 60715
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- South Carolina
- City
- COLUMBIA
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, South Carolina Methodist Conf runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Columbia, SC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
Other federally-insured credit unions in South Carolina, closest first by peer group and asset size.
Other-state peers near South Carolina Methodist Conf
Two NCUA Call Report peer sets for South Carolina Methodist Conf, both outside South Carolina so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- South Carolina Methodist Conf ranks #2,352 of 4,374 nationally on financial health and #30 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BROOKLAND is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BROOKLAND
- Rates and health both vary by institution, not just by state -- see how South Carolina credit unions compare overall before assuming this one is typical. South Carolina state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is South Carolina Methodist Conf financially healthy?
Yes/no aside, the number is 83/100 (Excellent) - South Carolina Methodist Conf's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,352 of 4,374; by total assets it ranks #3,802 of 4,374 nationally (same basis as /rankings/largest); and #43 of 46 within South Carolina. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.48% net worth ratio and 0.39% delinquency rate are the key drivers.
How does South Carolina Methodist Conf compare to other credit unions?
South Carolina Methodist Conf scores 83/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join South Carolina Methodist Conf?
Membership eligibility for South Carolina Methodist Conf depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact South Carolina Methodist Conf directly for current membership requirements and application steps.
Is my money safe at South Carolina Methodist Conf?
Federal credit unions like South Carolina Methodist Conf are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. South Carolina Methodist Conf's net worth ratio of 8.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does South Carolina Methodist Conf offer compared to banks?
Credit unions like South Carolina Methodist Conf are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact South Carolina Methodist Conf directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.