Federal credit union · Greenbelt, Maryland · NCUA charter #3764
Transit Employees
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $93.4M
- Total assets
- 10,391
- Members
- 19.1%
- Net-worth ratio
Transit Employees scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $93.4M; members 10,391; net-worth ratio 19.15%; health rank #4,175 of 4,374; healthier than 4th of scored peers.
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NCUA 5300 Call Report Masthead
#4,175 of 4,374 health · 2025Q4Transit Employees · health 55/100 · $93.4M · 2025Q4
Call Report peers
Transit Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Transit Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Transit Employees sits in 55-59 with 115 others.
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Transit Employees: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 19.15% vs peer 13.62% (+5.53 pp).
- Loan-to-Share Ratio trails the peer set - 53.04% here, 62.60% peer average (-9.56 pp).
Where Transit Employees sits in Maryland
- Maryland health ordinal: #60 of 62.
- Maryland assets place: #35 of 62.
- Member book place in Maryland: #33 of 62.
- One place up in Maryland, Capital Area Realtors (#59) scores 56/100, 1 point higher; one place down, Mvp Postal and Printing (#61) ties at 55/100.
Transit Employees Call Report trajectory
Transit Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $93.4M (2025Q4) to $94.6M (2026Q1).
- Net-worth ratio shifted -0.37 pp (19.52% → 19.15%).
This credit union's 19.15% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 55/100 score is built
Transit Employees gives up 45 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.6 pts
- Return on Assets 0.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 10.9 pts
Transit Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.15% | +5.53 pp |
| Delinquency Rate | 2.30% | +1.33 pp |
| Return on Assets | -0.84% | -1.50 pp |
| Member Growth | -3.05% | - |
| Loan-to-Share Ratio | 53.04% | -9.56 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Transit Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $94.6M | - |
| 2025Q4 | $93.4M | 10,391 |
| 2024Q4 | $96.5M | 10,718 |
| 2023Q4 | $94.5M | 11,338 |
Credit Union Details
- Charter Number
- 3764
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Maryland
- City
- Greenbelt
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Transit Employees runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Transit Employees FCU (Main Office) | Greenbelt, MD |
| Transit Employees FCU | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Transit Employees ranks #4,175 of 4,374 nationally on financial health and #60 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Washington County Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Washington County Teachers
Frequently Asked Questions
Is Transit Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Transit Employees scores 55/100 (Fair), with a 19.15% net worth ratio and 2.30% of loans delinquent. It ranks #4,175 of 4,374 nationally on health and #60 of 62 in Maryland.
How does Transit Employees compare to other credit unions?
Transit Employees scores 55/100, higher than 4% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (19.15% vs 13.62%). Its widest shortfall is loan-to-share ratio (53.04% vs 62.60%).
How can I join Transit Employees?
Transit Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Transit Employees directly for the exact boundaries and application steps.
Is my money safe at Transit Employees?
Transit Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Transit Employees's net worth ratio of 19.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.