State credit union · Orlando, Florida · NCUA charter #67319
PRIORITY
Health score 44/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 44
- Health / 100
- $56.1M
- Total assets
- 4,504
- Members
- 8.6%
- Net-worth ratio
PRIORITY scores 44/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $56.1M; members 4,504; net-worth ratio 8.57%; health rank #4,321 of 4,374; healthier than 1st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,321 of 4,374 health · 2025Q4PRIORITY · health 44/100 · $56.1M · 2025Q4
- NCUSIF 44/100
- CAMELS 8.6%
- HEALTH 3.66%
- NW -0.49%
- DELQ $56.1M
- ROA 4,504
- ASSETS #4,321/4,374
- MEM PENNSTAR
- RANK 67319
Call Report peers
PRIORITY in the assets neighbourhood
PRIORITY's $56.1M assets sit next to PENNSTAR ($56.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PRIORITY vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
44 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PRIORITY - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67319 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
PRIORITY vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +25.52 pp (88.12% vs 62.60%).
- Widest shortfall vs peers is Net Worth Ratio: -5.05 pp (8.57% vs 13.62%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
PRIORITY: in-state Call Report ranks
- Florida health ordinal: #109 of 109.
- Florida assets place: #79 of 109.
- Florida membership ordinal: #79 of 109.
In-state ordinals use the live credit_unions table for FL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
PRIORITY: 2025Q4 → 2026Q1
PRIORITY: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.0% from $56.1M (2025Q4) to $56.1M (2026Q1).
- Net-worth ratio shifted +0.07 pp (8.50% → 8.57%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.57% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 44/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 44.
- Net Worth Ratio 26.4 pts
- Delinquency Rate 2.1 pts
- Return on Assets 0.1 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.4 pts
PRIORITY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.57% | -5.05 pp |
| Delinquency Rate | 3.66% | +2.70 pp |
| Return on Assets | -0.49% | -1.15 pp |
| Member Growth | -7.82% | - |
| Loan-to-Share Ratio | 88.12% | +25.52 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
PRIORITY quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $56.1M | - |
| 2025Q4 | $56.1M | 4,504 |
| 2024Q4 | $57.4M | 4,886 |
| 2023Q4 | $60.7M | 5,441 |
Credit Union Details
- Charter Number
- 67319
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Florida
- City
- Orlando
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for PRIORITY, spread across 5 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Orlando, FL |
| Data Processing | Grand Rapids, MI |
| Rinehart | Lake Mary, FL |
| Tradeport | Orlando, FL |
| Melbourne | West Melbourne, FL |
| Winter Garden | Winter Garden, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for PRIORITY
Two NCUA Call Report peer sets for PRIORITY, both outside Florida so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($56.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (44/100 here).
Using this data
- PRIORITY ranks #4,321 of 4,374 nationally on financial health and #109 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EVERGLADES is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EVERGLADES
- Rates and health both vary by institution, not just by state -- see how Florida credit unions compare overall before assuming this one is typical. Florida state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is PRIORITY financially healthy?
PRIORITY has a financial health score of 44/100 (Below Average) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,321 of 4,374; by total assets it ranks #2,315 of 4,374 nationally (same basis as /rankings/largest); and #79 of 109 within Florida. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 8.57% and delinquency rate of 3.66%.
How does PRIORITY compare to other credit unions?
44/100 is PRIORITY's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join PRIORITY?
Membership eligibility for PRIORITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PRIORITY directly for current membership requirements and application steps.
Is my money safe at PRIORITY?
Federal credit unions like PRIORITY are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PRIORITY's net worth ratio of 8.57% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does PRIORITY offer compared to banks?
Credit unions like PRIORITY are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PRIORITY directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.