State credit union · Orlando, Florida · NCUA charter #67319
PRIORITY
Health score 44/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 44
- Health / 100
- $56.1M
- Total assets
- 4,504
- Members
- 8.6%
- Net-worth ratio
PRIORITY scores 44/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $56.1M; members 4,504; net-worth ratio 8.57%; health rank #4,321 of 4,374; healthier than 1st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,321 of 4,374 health · 2025Q4PRIORITY · health 44/100 · $56.1M · 2025Q4
Call Report peers
PRIORITY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PRIORITY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PRIORITY sits in 40-44 with 25 others.
44 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PRIORITY vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +25.52 pp (88.12% vs 62.60%).
- Widest shortfall vs peers is Net Worth Ratio: -5.05 pp (8.57% vs 13.62%).
PRIORITY: in-state Call Report ranks
- Florida health ordinal: #109 of 109.
- Florida assets place: #79 of 109.
- Florida membership ordinal: #79 of 109.
- No scored Florida credit union ranks lower; the next one up, Florida a & M University (#108) scores 46/100, 2 points higher.
PRIORITY: 2025Q4 → 2026Q1
PRIORITY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.0% from $56.1M (2025Q4) to $56.1M (2026Q1).
- Net-worth ratio shifted +0.07 pp (8.50% → 8.57%).
This credit union's 8.57% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 44/100 score is built
PRIORITY gives up 56 points in total. Delinquency Rate costs the most, 22.9 of its 25; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 26.4 pts
- Delinquency Rate 2.1 pts
- Return on Assets 0.1 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.4 pts
PRIORITY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.57% | -5.05 pp |
| Delinquency Rate | 3.66% | +2.70 pp |
| Return on Assets | -0.49% | -1.15 pp |
| Member Growth | -7.82% | - |
| Loan-to-Share Ratio | 88.12% | +25.52 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
PRIORITY quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $56.1M | - |
| 2025Q4 | $56.1M | 4,504 |
| 2024Q4 | $57.4M | 4,886 |
| 2023Q4 | $60.7M | 5,441 |
Credit Union Details
- Charter Number
- 67319
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Florida
- City
- Orlando
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for PRIORITY, spread across 5 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Orlando, FL |
| Data Processing | Grand Rapids, MI |
| Rinehart | Lake Mary, FL |
| Tradeport | Orlando, FL |
| Melbourne | West Melbourne, FL |
| Winter Garden | Winter Garden, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for PRIORITY
Similar total assets
Similar health score
Using this data
- PRIORITY ranks #4,321 of 4,374 nationally on financial health and #109 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- EVERGLADES is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with EVERGLADES
Frequently Asked Questions
Is PRIORITY financially healthy?
On its 2025Q4 NCUA 5300 filing, PRIORITY scores 44/100 (Below Average), with a 8.57% net worth ratio and 3.66% of loans delinquent. It ranks #4,321 of 4,374 nationally on health and #109 of 109 in Florida.
How does PRIORITY compare to other credit unions?
PRIORITY scores 44/100, higher than 1% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (88.12% vs 62.60%). Its widest shortfall is net worth ratio (8.57% vs 13.62%).
How can I join PRIORITY?
Membership eligibility for PRIORITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PRIORITY directly for current membership requirements and application steps.
Is my money safe at PRIORITY?
PRIORITY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PRIORITY's net worth ratio of 8.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.