State credit union · Oklahoma CIty, Oklahoma · NCUA charter #65774
TEACHERS
Health score 44/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 44
- Health / 100
- $6.5M
- Total assets
- 1,328
- Members
- 31.1%
- Net-worth ratio
TEACHERS scores 44/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.5M; members 1,328; net-worth ratio 31.07%; health rank #4,319 of 4,374; healthier than 1st of scored peers.
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NCUA 5300 Call Report Masthead
#4,319 of 4,374 health · 2025Q4TEACHERS · health 44/100 · $6.5M · 2025Q4
Call Report peers
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TEACHERS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TEACHERS sits in 40-44 with 25 others.
44 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where TEACHERS diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +12.01 pp (31.07% vs 19.06%).
- Largest lag: Delinquency Rate at 4.62% vs peer 1.81% (+2.81 pp).
Oklahoma standing for TEACHERS
- Health composite ranks #52 of 53 among scored Oklahoma credit unions.
- Assets rank #49 of 53 inside Oklahoma ($6.5M reported).
- Oklahoma membership ordinal: #46 of 53.
- One place up in Oklahoma, ENCENTUS (#51) scores 49/100, 5 points higher; one place down, Morning Star (#53) scores 31/100, 13 points lower.
TEACHERS: 2025Q4 → 2026Q1
TEACHERS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.8% from $6.5M (2025Q4) to $6.4M (2026Q1).
- Net-worth ratio shifted -0.52 pp (31.59% → 31.07%).
31.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 44/100 score is built
TEACHERS gives up 56 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.0 pts
TEACHERS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 31.07% | +12.01 pp |
| Delinquency Rate | 4.62% | +2.81 pp |
| Return on Assets | -1.30% | -1.75 pp |
| Member Growth | -38.55% | - |
| Loan-to-Share Ratio | 67.54% | +3.94 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.4M | - |
| 2025Q4 | $6.5M | 1,328 |
| 2024Q4 | $6.5M | 2,161 |
| 2023Q4 | $7.0M | 2,269 |
Credit Union Details
- Charter Number
- 65774
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Oklahoma
- City
- Oklahoma CIty
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for TEACHERS.
| Office | City |
|---|---|
| Teachers CU (Main Office) | Oklahoma CIty, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for TEACHERS
Similar health score
Using this data
- TEACHERS ranks #4,319 of 4,374 nationally on financial health and #52 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Growing Oaks is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Growing Oaks
Frequently Asked Questions
Is TEACHERS financially healthy?
TEACHERS has a financial health score of 44/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,319 of 4,374 nationally on health and #52 of 53 in Oklahoma. Its net worth ratio is 31.07% and its delinquency rate 4.62%.
How does TEACHERS compare to other credit unions?
TEACHERS scores 44/100, higher than 1% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (31.07% vs 19.06%). Its widest shortfall is delinquency rate (4.62% vs 1.81%).
How can I join TEACHERS?
Membership eligibility for TEACHERS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TEACHERS directly for current membership requirements and application steps.
Is my money safe at TEACHERS?
TEACHERS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEACHERS's net worth ratio of 31.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.