State credit union · Topeka, Kansas · NCUA charter #63217
1st Kansas
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $11.8M
- Total assets
- 1,122
- Members
- 19.6%
- Net-worth ratio
1st Kansas scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.8M; members 1,122; net-worth ratio 19.58%; health rank #2,689 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,689 of 4,374 health · 2025Q41st Kansas · health 80/100 · $11.8M · 2025Q4
Call Report peers
1st Kansas in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
1st Kansas vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); 1st Kansas sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
1st Kansas: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 19.58% vs peer 14.86% (+4.72 pp).
- Loan-to-Share Ratio trails the peer set - 53.80% here, 59.80% peer average (-6.00 pp).
Kansas standing for 1st Kansas
- Health composite ranks #39 of 61 among scored Kansas credit unions.
- By total assets, 1st Kansas is #43 of 61 in Kansas.
- Member book place in Kansas: #44 of 61.
- One place up in Kansas, HEARTLAND (#38) scores 81/100, 1 point higher; one place down, CO-OPERATIVE (#40) scores 79/100, 1 point lower.
1st Kansas: 2025Q4 → 2026Q1
1st Kansas: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $11.8M (2025Q4) to $12.2M (2026Q1).
- Net-worth ratio shifted -0.52 pp (20.10% → 19.58%).
19.58% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
1st Kansas gives up 20 points in total. Member Growth costs the most, 12.9 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.3 pts
- Return on Assets 13.3 pts
- Member Growth 2.1 pts
- Loan-to-Share Ratio 11.3 pts
1st Kansas health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.58% | +4.72 pp |
| Delinquency Rate | 0.67% | -0.48 pp |
| Return on Assets | 0.39% | -0.32 pp |
| Member Growth | -3.86% | - |
| Loan-to-Share Ratio | 53.80% | -6.00 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - 1st Kansas
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.2M | - |
| 2025Q4 | $11.8M | 1,122 |
| 2024Q4 | $11.0M | 1,167 |
| 2023Q4 | $10.9M | 1,243 |
Credit Union Details
- Charter Number
- 63217
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Kansas
- City
- Topeka
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for 1st Kansas.
| Office | City |
|---|---|
| 1st Kansas Credit Union (Main Office) | Topeka, KS |
| Envista Credit Union | Topeka, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
Other federally-insured credit unions in Kansas, closest first by peer group and asset size.
Cross-state Call Report peers for 1st Kansas
Using this data
- 1st Kansas ranks #2,689 of 4,374 nationally on financial health and #39 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CROSSROADS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CROSSROADS
Frequently Asked Questions
Is 1st Kansas financially healthy?
1st Kansas has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,689 of 4,374 nationally on health and #39 of 61 in Kansas. Its net worth ratio is 19.58% and its delinquency rate 0.67%.
How does 1st Kansas compare to other credit unions?
1st Kansas scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (19.58% vs 14.86%). Its widest shortfall is loan-to-share ratio (53.80% vs 59.80%).
How can I join 1st Kansas?
Membership eligibility for 1st Kansas depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact 1st Kansas directly for current membership requirements and application steps.
Is my money safe at 1st Kansas?
1st Kansas is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. 1st Kansas's net worth ratio of 19.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.