Federal credit union · Houston, Texas · NCUA charter #16271
Baker Hughes
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $11.8M
- Total assets
- 1,454
- Members
- 12.6%
- Net-worth ratio
Baker Hughes scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.8M; members 1,454; net-worth ratio 12.56%; health rank #3,763 of 4,374; healthier than 13th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,763 of 4,374 health · 2025Q4Baker Hughes · health 67/100 · $11.8M · 2025Q4
Call Report peers
Baker Hughes in the assets neighbourhood
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Baker Hughes vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Baker Hughes sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Baker Hughes: Call Report deltas vs peers
- Largest lag: Loan-to-Share Ratio at 17.18% vs peer 59.80% (-42.62 pp).
Texas standing for Baker Hughes
- Health composite ranks #328 of 386 among scored Texas credit unions.
- Texas assets place: #292 of 386.
- Texas membership ordinal: #282 of 386.
- One place up in Texas, Andrews School (#327) ties at 67/100; one place down, Oak Cliff Christian (#329) ties at 67/100.
Baker Hughes Call Report trajectory
Baker Hughes: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.8% from $11.8M (2025Q4) to $11.6M (2026Q1).
- Net-worth ratio shifted +0.02 pp (12.54% → 12.56%).
At 12.56%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 67/100 score is built
Baker Hughes gives up 33 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.5 pts
- Return on Assets 11.5 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Call Report ratios for Baker Hughes
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.56% | -2.30 pp |
| Delinquency Rate | 1.34% | +0.19 pp |
| Return on Assets | 0.27% | -0.44 pp |
| Member Growth | -7.39% | - |
| Loan-to-Share Ratio | 17.18% | -42.62 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Baker Hughes
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.6M | - |
| 2025Q4 | $11.8M | 1,454 |
| 2024Q4 | $12.5M | 1,570 |
| 2023Q4 | $13.6M | 1,632 |
Credit Union Details
- Charter Number
- 16271
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Houston
- Data Quarter
- 2025Q4
Branch Locations (3)
Baker Hughes operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Houston, TX |
| Safesite, Inc. | Austin, TX |
| Data Systems of Texas | Waco, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Baker Hughes ranks #3,763 of 4,374 nationally on financial health and #328 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SWEMP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SWEMP
Frequently Asked Questions
Is Baker Hughes financially healthy?
Baker Hughes has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,763 of 4,374 nationally on health and #328 of 386 in Texas. Its net worth ratio is 12.56% and its delinquency rate 1.34%.
How does Baker Hughes compare to other credit unions?
Baker Hughes scores 67/100, higher than 13% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (17.18% vs 59.80%).
How can I join Baker Hughes?
Baker Hughes operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Baker Hughes directly for the exact boundaries and application steps.
Is my money safe at Baker Hughes?
Baker Hughes is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Baker Hughes's net worth ratio of 12.56% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.