Federal credit union · Houston, Texas · NCUA charter #16271
Baker Hughes
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $11.8M
- Total assets
- 1,454
- Members
- 12.6%
- Net-worth ratio
Baker Hughes scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.8M; members 1,454; net-worth ratio 12.56%; health rank #3,763 of 4,374; healthier than 13th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,763 of 4,374 health · 2025Q4Baker Hughes · health 67/100 · $11.8M · 2025Q4
- RANK 67/100
- PHOTO 12.6%
- BOOK 1.34%
- CHARTER 0.27%
- NCUSIF $11.8M
- CAMELS 1,454
- HEALTH #3,763/4,374
- NW TUSKEGEE
- DELQ 16271
Call Report peers
Baker Hughes in the assets neighbourhood
Baker Hughes's $11.8M assets sit next to TUSKEGEE ($11.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Baker Hughes vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Baker Hughes - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #16271 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Baker Hughes: Call Report deltas vs peers
- Largest lag: Loan-to-Share Ratio at 17.18% vs peer 59.80% (-42.62 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for Baker Hughes
- Health composite ranks #328 of 386 among scored Texas credit unions.
- Texas assets place: #292 of 386.
- Texas membership ordinal: #282 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Baker Hughes Call Report trajectory
Baker Hughes: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.8% from $11.8M (2025Q4) to $11.6M (2026Q1).
- Net-worth ratio shifted +0.02 pp (12.54% → 12.56%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 12.56%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.5 pts
- Return on Assets 11.5 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 8.0 pts
Call Report ratios for Baker Hughes
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.56% | -2.30 pp |
| Delinquency Rate | 1.34% | +0.19 pp |
| Return on Assets | 0.27% | -0.44 pp |
| Member Growth | -7.39% | - |
| Loan-to-Share Ratio | 17.18% | -42.62 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Baker Hughes
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.6M | - |
| 2025Q4 | $11.8M | 1,454 |
| 2024Q4 | $12.5M | 1,570 |
| 2023Q4 | $13.6M | 1,632 |
Credit Union Details
- Charter Number
- 16271
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Houston
- Data Quarter
- 2025Q4
Branch Locations (3)
Baker Hughes operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Houston, TX |
| Safesite, Inc. | Austin, TX |
| Data Systems of Texas | Waco, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Baker Hughes - kept outside Texas; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($11.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- Baker Hughes ranks #3,763 of 4,374 nationally on financial health and #328 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SWEMP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SWEMP
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Baker Hughes financially healthy?
Baker Hughes has a financial health score of 67/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,763 of 4,374; by total assets it ranks #3,464 of 4,374 nationally (same basis as /rankings/largest); and #292 of 386 within Texas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.56% and delinquency rate of 1.34%.
How does Baker Hughes compare to other credit unions?
On PlainCU's health composite, Baker Hughes lands at 67/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Baker Hughes?
Baker Hughes operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Baker Hughes directly for the exact boundaries and application steps.
Is my money safe at Baker Hughes?
Federal credit unions like Baker Hughes are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Baker Hughes's net worth ratio of 12.56% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Baker Hughes offer compared to banks?
Credit unions like Baker Hughes are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Baker Hughes directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.