Federal credit union · TUCSON, Arizona · NCUA charter #2157
TUCSON
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $925.4M
- Total assets
- 52,029
- Members
- 11.1%
- Net-worth ratio
TUCSON scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $925.4M; members 52,029; net-worth ratio 11.09%; health rank #2,756 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,756 of 4,374 health · 2025Q4TUCSON · health 80/100 · $925.4M · 2025Q4
Call Report peers
TUCSON in the assets neighbourhood
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TUCSON vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TUCSON sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TUCSON: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 1.29% vs peer 0.51% (+0.78 pp).
- Loan-to-Share Ratio trails the peer set - 65.01% here, 83.90% peer average (-18.89 pp).
Arizona standing for TUCSON
- Arizona health ordinal: #22 of 33.
- Assets rank #9 of 33 inside Arizona ($925.4M reported).
- Member book place in Arizona: #9 of 33.
- One place up in Arizona, BANNER (#21) scores 83/100, 3 points higher; one place down, SUNWEST (#23) ties at 80/100.
TUCSON: 2025Q4 → 2026Q1
TUCSON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.0% from $925.4M (2025Q4) to $971.4M (2026Q1).
- Net-worth ratio shifted -0.45 pp (11.54% → 11.09%).
11.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
TUCSON gives up 20 points in total. Member Growth costs the most, 9.8 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.4 pts
- Return on Assets 15.0 pts
- Member Growth 5.2 pts
- Loan-to-Share Ratio 13.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.09% | -0.09 pp |
| Delinquency Rate | 1.48% | +0.60 pp |
| Return on Assets | 1.29% | +0.78 pp |
| Member Growth | -2.13% | - |
| Loan-to-Share Ratio | 65.01% | -18.89 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
TUCSON quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $971.4M | - |
| 2025Q4 | $925.4M | 52,029 |
| 2024Q4 | $749.4M | 53,161 |
| 2023Q4 | $705.3M | 53,399 |
Credit Union Details
- Charter Number
- 2157
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Arizona
- City
- TUCSON
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for TUCSON, spread across 4 cities.
| Office | City |
|---|---|
| CORPORATE (Main Office) | TUCSON, AZ |
| ORO VALLEY | ORO VALLEY, AZ |
| SAHUARITA | SAHUARITA, AZ |
| MIDTOWN | TUCSON, AZ |
| EAST | TUCSON, AZ |
| WEST | TUCSON, AZ |
| NORTHWEST | TUCSON, AZ |
| EL RIO | TUCSON, AZ |
| Rita Ranch | Tucson, AZ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
Other federally-insured credit unions in Arizona, closest first by peer group and asset size.
Cross-state Call Report peers for TUCSON
Using this data
- TUCSON ranks #2,756 of 4,374 nationally on financial health and #22 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FIRST is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FIRST
Frequently Asked Questions
Is TUCSON financially healthy?
TUCSON has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,756 of 4,374 nationally on health and #22 of 33 in Arizona. Its net worth ratio is 11.09% and its delinquency rate 1.48%.
How does TUCSON compare to other credit unions?
TUCSON scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is return on assets (1.29% vs 0.51%). Its widest shortfall is loan-to-share ratio (65.01% vs 83.90%).
How can I join TUCSON?
TUCSON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TUCSON directly for the exact boundaries and application steps.
Is my money safe at TUCSON?
TUCSON is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TUCSON's net worth ratio of 11.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.