Federal credit union · Glendale, Arizona · NCUA charter #2226
SUNWEST
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $516.5M
- Total assets
- 43,222
- Members
- 10.8%
- Net-worth ratio
SUNWEST scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $516.5M; members 43,222; net-worth ratio 10.82%; health rank #2,759 of 4,374; healthier than 36th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,759 of 4,374 health · 2025Q4SUNWEST · health 80/100 · $516.5M · 2025Q4
Call Report peers
SUNWEST in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SUNWEST vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SUNWEST sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for SUNWEST
- Largest favorable gap: Delinquency Rate at 0.55% vs peer 0.87% (-0.32 pp).
- Loan-to-Share Ratio trails the peer set - 73.98% here, 83.90% peer average (-9.92 pp).
SUNWEST: in-state Call Report ranks
- In Arizona, health place is #23 of 33 on the same NCUA-ratio sort used nationally.
- Assets rank #13 of 33 inside Arizona ($516.5M reported).
- Arizona membership ordinal: #12 of 33.
- One place up in Arizona, TUCSON (#22) ties at 80/100; one place down, PYRAMID (#24) ties at 80/100.
SUNWEST: 2025Q4 → 2026Q1
SUNWEST: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $516.5M (2025Q4) to $530.4M (2026Q1).
- Net-worth ratio shifted -0.30 pp (11.12% → 10.82%).
This credit union's 10.82% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
SUNWEST gives up 20 points in total. Return on Assets costs the most, 11 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 4.0 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.82% | -0.36 pp |
| Delinquency Rate | 0.55% | -0.32 pp |
| Return on Assets | -0.06% | -0.57 pp |
| Member Growth | -1.40% | - |
| Loan-to-Share Ratio | 73.98% | -9.92 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
SUNWEST filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $530.4M | - |
| 2025Q4 | $516.5M | 43,222 |
| 2024Q4 | $520.5M | 43,834 |
| 2023Q4 | $556.6M | 53,840 |
Credit Union Details
- Charter Number
- 2226
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Arizona
- City
- Glendale
- Data Quarter
- 2025Q4
Branch Locations (7)
The NCUA branch filing lists 7 physical offices for SUNWEST, spread across 7 cities.
| Office | City |
|---|---|
| Glendale Corporate (Main Office) | Glendale, AZ |
| Goodyear | Goodyear, AZ |
| Mesa | Mesa, AZ |
| Arrowhead | Peoria, AZ |
| Thunderbird | Phoenix, AZ |
| Surprise | Surprise, AZ |
| Tucson Pantano Speedway | Tucson, AZ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
Other federally-insured credit unions in Arizona, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- SUNWEST ranks #2,759 of 4,374 nationally on financial health and #23 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Copper State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Copper State
Frequently Asked Questions
Is SUNWEST financially healthy?
SUNWEST has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,759 of 4,374 nationally on health and #23 of 33 in Arizona. Its net worth ratio is 10.82% and its delinquency rate 0.55%.
How does SUNWEST compare to other credit unions?
SUNWEST scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.55% vs 0.87%). Its widest shortfall is loan-to-share ratio (73.98% vs 83.90%).
How can I join SUNWEST?
SUNWEST operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SUNWEST directly for the exact boundaries and application steps.
Is my money safe at SUNWEST?
SUNWEST is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SUNWEST's net worth ratio of 10.82% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.