State credit union · Tampa, Florida · NCUA charter #68016
TRANSPORT
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $33.8M
- Total assets
- 1,714
- Members
- 18.6%
- Net-worth ratio
TRANSPORT scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.8M; members 1,714; net-worth ratio 18.60%; health rank #576 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#576 of 4,374 health · 2025Q4TRANSPORT · health 93/100 · $33.8M · 2025Q4
- MEM 93/100
- RANK 18.6%
- PHOTO 0.41%
- BOOK 2.63%
- CHARTER $33.8M
- NCUSIF 1,714
- CAMELS #576/4,374
- HEALTH Northwestern Energy Employees
- NW 68016
Call Report peers
TRANSPORT in the assets neighbourhood
TRANSPORT's $33.8M assets sit next to Northwestern Energy Employees ($33.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TRANSPORT vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TRANSPORT - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68016 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
TRANSPORT: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 89.34% vs peer 59.80% (+29.54 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where TRANSPORT sits in Florida
- Florida health ordinal: #24 of 109.
- Assets rank #88 of 109 inside Florida ($33.8M reported).
- Member book place in Florida: #96 of 109.
In-state ordinals use the live credit_unions table for FL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How TRANSPORT's 5300 filing moved
TRANSPORT: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.5% from $33.8M (2025Q4) to $35.0M (2026Q1).
- Net-worth ratio shifted -0.48 pp (19.08% → 18.60%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
18.60% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.3 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.60% | +3.74 pp |
| Delinquency Rate | 0.41% | -0.73 pp |
| Return on Assets | 2.63% | +1.92 pp |
| Member Growth | -0.41% | - |
| Loan-to-Share Ratio | 89.34% | +29.54 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - TRANSPORT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $35.0M | - |
| 2025Q4 | $33.8M | 1,714 |
| 2024Q4 | $33.2M | 1,721 |
| 2023Q4 | $29.8M | 1,738 |
Credit Union Details
- Charter Number
- 68016
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Florida
- City
- Tampa
- Data Quarter
- 2025Q4
Branch Locations (3)
TRANSPORT operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Tampa, FL |
| ShareOne, Inc. | Memphis, TN |
| Share One -Vital Records | Memphis, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Cross-state Call Report peers for TRANSPORT
TRANSPORT's nationwide photo peers by assets and by health score, excluding Florida charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($33.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- TRANSPORT ranks #576 of 4,374 nationally on financial health and #24 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ECU is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ECU
- Rates and health both vary by institution, not just by state -- see how Florida credit unions compare overall before assuming this one is typical. Florida state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is TRANSPORT financially healthy?
Yes/no aside, the number is 93/100 (Excellent) - TRANSPORT's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #576 of 4,374; by total assets it ranks #2,753 of 4,374 nationally (same basis as /rankings/largest); and #88 of 109 within Florida. Above 80 reads excellent, below 50 warrants closer monitoring; a 18.60% net worth ratio and 0.41% delinquency rate are the key drivers.
How does TRANSPORT compare to other credit unions?
On PlainCU's health composite, TRANSPORT lands at 93/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join TRANSPORT?
Membership eligibility for TRANSPORT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TRANSPORT directly for current membership requirements and application steps.
Is my money safe at TRANSPORT?
Federal credit unions like TRANSPORT are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRANSPORT's net worth ratio of 18.60% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does TRANSPORT offer compared to banks?
Credit unions like TRANSPORT are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact TRANSPORT directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.