State credit union · Tampa, Florida · NCUA charter #68016
TRANSPORT
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $33.8M
- Total assets
- 1,714
- Members
- 18.6%
- Net-worth ratio
TRANSPORT scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.8M; members 1,714; net-worth ratio 18.60%; health rank #576 of 4,374; healthier than 84th of scored peers.
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NCUA 5300 Call Report Masthead
#576 of 4,374 health · 2025Q4TRANSPORT · health 93/100 · $33.8M · 2025Q4
Call Report peers
TRANSPORT in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TRANSPORT vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TRANSPORT sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TRANSPORT: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 89.34% vs peer 59.80% (+29.54 pp).
Where TRANSPORT sits in Florida
- Florida health ordinal: #24 of 109.
- Assets rank #88 of 109 inside Florida ($33.8M reported).
- Member book place in Florida: #96 of 109.
- One place up in Florida, Ithink Financial (#23) scores 94/100, 1 point higher; one place down, My Pensacola (#25) ties at 93/100.
How TRANSPORT's 5300 filing moved
TRANSPORT: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $33.8M (2025Q4) to $35.0M (2026Q1).
- Net-worth ratio shifted -0.48 pp (19.08% → 18.60%).
18.60% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
TRANSPORT gives up 7 points in total. Member Growth costs the most, 6.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.3 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.60% | +3.74 pp |
| Delinquency Rate | 0.41% | -0.73 pp |
| Return on Assets | 2.63% | +1.92 pp |
| Member Growth | -0.41% | - |
| Loan-to-Share Ratio | 89.34% | +29.54 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - TRANSPORT
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $35.0M | - |
| 2025Q4 | $33.8M | 1,714 |
| 2024Q4 | $33.2M | 1,721 |
| 2023Q4 | $29.8M | 1,738 |
Credit Union Details
- Charter Number
- 68016
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Florida
- City
- Tampa
- Data Quarter
- 2025Q4
Branch Locations (3)
TRANSPORT operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Tampa, FL |
| ShareOne, Inc. | Memphis, TN |
| Share One -Vital Records | Memphis, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Cross-state Call Report peers for TRANSPORT
Similar total assets
Similar health score
Using this data
- TRANSPORT ranks #576 of 4,374 nationally on financial health and #24 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ECU is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ECU
Frequently Asked Questions
Is TRANSPORT financially healthy?
On its 2025Q4 NCUA 5300 filing, TRANSPORT scores 93/100 (Excellent), with a 18.60% net worth ratio and 0.41% of loans delinquent. It ranks #576 of 4,374 nationally on health and #24 of 109 in Florida.
How does TRANSPORT compare to other credit unions?
TRANSPORT scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (89.34% vs 59.80%).
How can I join TRANSPORT?
Membership eligibility for TRANSPORT depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TRANSPORT directly for current membership requirements and application steps.
Is my money safe at TRANSPORT?
TRANSPORT is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRANSPORT's net worth ratio of 18.60% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.