Federal credit union · Antioch, California · NCUA charter #13261
Antioch Community
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $33.8M
- Total assets
- 1,282
- Members
- 14.7%
- Net-worth ratio
Antioch Community scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.8M; members 1,282; net-worth ratio 14.68%; health rank #2,083 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,083 of 4,374 health · 2025Q4Antioch Community · health 84/100 · $33.8M · 2025Q4
Call Report peers
Antioch Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Antioch Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Antioch Community sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Antioch Community diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +1.15 pp (1.85% vs 0.70%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -7.94 pp (51.86% vs 59.80%).
Where Antioch Community sits in California
- Health composite ranks #128 of 243 among scored California credit unions.
- By total assets, Antioch Community is #201 of 243 in California.
- Member book place in California: #219 of 243.
- One place up in California, CERTIFIED (#127) ties at 84/100; one place down, Santa Barbara Teachers (#129) ties at 84/100.
Antioch Community Call Report trajectory
Antioch Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $33.8M (2025Q4) to $34.3M (2026Q1).
- Net-worth ratio shifted -0.05 pp (14.73% → 14.68%).
This credit union's 14.68% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Antioch Community gives up 16 points in total. Member Growth costs the most, 11.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.2 pts
- Loan-to-Share Ratio 10.8 pts
Antioch Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.68% | -0.18 pp |
| Delinquency Rate | 0.38% | -0.77 pp |
| Return on Assets | 1.85% | +1.15 pp |
| Member Growth | -3.25% | - |
| Loan-to-Share Ratio | 51.86% | -7.94 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Antioch Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.3M | - |
| 2025Q4 | $33.8M | 1,282 |
| 2024Q4 | $33.9M | 1,325 |
| 2023Q4 | $34.5M | 1,365 |
Credit Union Details
- Charter Number
- 13261
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- California
- City
- Antioch
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Antioch Community runs one office.
| Office | City |
|---|---|
| Main Branch (Main Office) | Antioch, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Cross-state Call Report peers for Antioch Community
Similar total assets
Similar health score
Using this data
- Antioch Community ranks #2,083 of 4,374 nationally on financial health and #128 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Greater Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Greater Valley
Frequently Asked Questions
Is Antioch Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Antioch Community scores 84/100 (Excellent), with a 14.68% net worth ratio and 0.38% of loans delinquent. It ranks #2,083 of 4,374 nationally on health and #128 of 243 in California.
How does Antioch Community compare to other credit unions?
Antioch Community scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.85% vs 0.70%). Its widest shortfall is loan-to-share ratio (51.86% vs 59.80%).
How can I join Antioch Community?
Antioch Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Antioch Community directly for the exact boundaries and application steps.
Is my money safe at Antioch Community?
Antioch Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Antioch Community's net worth ratio of 14.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.