Federal credit union · Paramus, New Jersey · NCUA charter #2182
Greater Alliance
Health score 63/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 63
- Health / 100
- $252.2M
- Total assets
- 21,382
- Members
- 8.6%
- Net-worth ratio
Greater Alliance scores 63/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $252.2M; members 21,382; net-worth ratio 8.59%; health rank #3,962 of 4,374; healthier than 9th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,962 of 4,374 health · 2025Q4Greater Alliance · health 63/100 · $252.2M · 2025Q4
Call Report peers
Greater Alliance in the assets neighbourhood
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Greater Alliance vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Greater Alliance sits in 60-64 with 179 others.
63 9th percentile higher than 9% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Greater Alliance
- Loan-to-Share Ratio leads the peer set - 78.57% here, 72.20% peer average (+6.37 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.52 pp (8.59% vs 12.11%).
Greater Alliance: in-state Call Report ranks
- Health composite ranks #105 of 127 among scored New Jersey credit unions.
- New Jersey assets place: #13 of 127.
- New Jersey membership ordinal: #11 of 127.
- One place up in New Jersey, Jersey Central (#104) ties at 63/100; one place down, Newark Police (#106) scores 62/100, 1 point lower.
How Greater Alliance's 5300 filing moved
Greater Alliance: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $252.2M (2025Q4) to $251.3M (2026Q1).
- Net-worth ratio shifted +0.02 pp (8.57% → 8.59%).
At 8.59%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 63/100 score is built
Greater Alliance gives up 37 points in total. Member Growth costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 26.5 pts
- Delinquency Rate 20.4 pts
- Return on Assets 1.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for Greater Alliance
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.59% | -3.52 pp |
| Delinquency Rate | 0.96% | +0.07 pp |
| Return on Assets | -0.34% | -0.97 pp |
| Member Growth | -6.06% | - |
| Loan-to-Share Ratio | 78.57% | +6.37 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Greater Alliance filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $251.3M | - |
| 2025Q4 | $252.2M | 21,382 |
| 2024Q4 | $248.3M | 22,762 |
| 2023Q4 | $243.8M | 22,461 |
Credit Union Details
- Charter Number
- 2182
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New Jersey
- City
- Paramus
- Data Quarter
- 2025Q4
Branch Locations (3)
Greater Alliance operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Paramus, NJ |
| Hackensack Branch | Hackensack, NJ |
| Paterson | Paterson, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Other-state peers near Greater Alliance
Similar total assets
Using this data
- Greater Alliance ranks #3,962 of 4,374 nationally on financial health and #105 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Jersey is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Jersey
Frequently Asked Questions
Is Greater Alliance financially healthy?
On its 2025Q4 NCUA 5300 filing, Greater Alliance scores 63/100 (Good), with a 8.59% net worth ratio and 0.96% of loans delinquent. It ranks #3,962 of 4,374 nationally on health and #105 of 127 in New Jersey.
How does Greater Alliance compare to other credit unions?
Greater Alliance scores 63/100, higher than 9% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.57% vs 72.20%). Its widest shortfall is net worth ratio (8.59% vs 12.11%).
How can I join Greater Alliance?
Greater Alliance operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Greater Alliance directly for the exact boundaries and application steps.
Is my money safe at Greater Alliance?
Greater Alliance is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Alliance's net worth ratio of 8.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.