State credit union · Longview, Texas · NCUA charter #67520
SWEETEX
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $9.3M
- Total assets
- 704
- Members
- 39.3%
- Net-worth ratio
SWEETEX scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.3M; members 704; net-worth ratio 39.28%; health rank #2,506 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,506 of 4,374 health · 2025Q4SWEETEX · health 81/100 · $9.3M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SWEETEX vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SWEETEX sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
SWEETEX: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 39.28% here, 19.06% peer average (+20.22 pp).
- Return on Assets trails the peer set - 0.33% here, 0.45% peer average (-0.12 pp).
Texas standing for SWEETEX
- Health composite ranks #225 of 386 among scored Texas credit unions.
- Assets rank #311 of 386 inside Texas ($9.3M reported).
- Membership ranks #344 of 386 among Texas CUs with a reported count (704 members).
- One place up in Texas, First Watch (#224) scores 82/100, 1 point higher; one place down, T & P Longview (#226) ties at 81/100.
SWEETEX: 2025Q4 → 2026Q1
SWEETEX: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $9.3M (2025Q4) to $9.4M (2026Q1).
- Net-worth ratio shifted -0.22 pp (39.50% → 39.28%).
At 39.28%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
SWEETEX gives up 19 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.5 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.5 pts
SWEETEX health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 39.28% | +20.22 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.33% | -0.12 pp |
| Member Growth | -5.12% | - |
| Loan-to-Share Ratio | 64.79% | +1.19 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
SWEETEX quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.4M | - |
| 2025Q4 | $9.3M | 704 |
| 2024Q4 | $9.4M | 742 |
| 2023Q4 | $10.0M | 767 |
Credit Union Details
- Charter Number
- 67520
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Longview
- Data Quarter
- 2025Q4
Branch Location
SWEETEX operates a single office in Longview, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Credit Union (Main Office) | Longview, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
SWEETEX nationwide neighbourhoods
Similar health score
Using this data
- SWEETEX ranks #2,506 of 4,374 nationally on financial health and #225 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cochran County Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cochran County Schools
Frequently Asked Questions
Is SWEETEX financially healthy?
SWEETEX has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,506 of 4,374 nationally on health and #225 of 386 in Texas. Its net worth ratio is 39.28% and its delinquency rate 0.00%.
How does SWEETEX compare to other credit unions?
SWEETEX scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (39.28% vs 19.06%). Its widest shortfall is return on assets (0.33% vs 0.45%).
How can I join SWEETEX?
Membership eligibility for SWEETEX depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SWEETEX directly for current membership requirements and application steps.
Is my money safe at SWEETEX?
SWEETEX is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SWEETEX's net worth ratio of 39.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.