Federal credit union · Honolulu, Hawaii · NCUA charter #1880
Honolulu Fire Department
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $87.9M
- Total assets
- 6,214
- Members
- 11.3%
- Net-worth ratio
Honolulu Fire Department scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $87.9M; members 6,214; net-worth ratio 11.30%; health rank #1,121 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,121 of 4,374 health · 2025Q4Honolulu Fire Department · health 90/100 · $87.9M · 2025Q4
Call Report peers
Honolulu Fire Department in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Honolulu Fire Department vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Honolulu Fire Department sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Honolulu Fire Department: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +10.13 pp (72.73% vs 62.60%).
- Net Worth Ratio trails the peer set - 11.30% here, 13.62% peer average (-2.32 pp).
Where Honolulu Fire Department sits in Hawaii
- In Hawaii, health place is #7 of 45 on the same NCUA-ratio sort used nationally.
- By total assets, Honolulu Fire Department is #26 of 45 in Hawaii.
- Member book place in Hawaii: #23 of 45.
- One place up in Hawaii, Cu Hawaii (#6) scores 91/100, 1 point higher; one place down, Hawaii County Employees (#8) scores 89/100, 1 point lower.
Quarter path for Honolulu Fire Department
Honolulu Fire Department: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.7% from $87.9M (2025Q4) to $85.6M (2026Q1).
- Net-worth ratio shifted +0.45 pp (10.85% → 11.30%).
This credit union's 11.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
Honolulu Fire Department gives up 10 points in total. Member Growth costs the most, 3.5 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.2 pts
- Return on Assets 11.5 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 14.8 pts
Honolulu Fire Department vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.30% | -2.32 pp |
| Delinquency Rate | 0.78% | -0.18 pp |
| Return on Assets | 0.27% | -0.39 pp |
| Member Growth | 2.07% | - |
| Loan-to-Share Ratio | 72.73% | +10.13 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Honolulu Fire Department filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $85.6M | - |
| 2025Q4 | $87.9M | 6,214 |
| 2024Q4 | $88.5M | 6,088 |
| 2023Q4 | $92.7M | 5,966 |
Credit Union Details
- Charter Number
- 1880
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $50M–$100M
- State
- Hawaii
- City
- Honolulu
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Honolulu Fire Department.
| Office | City |
|---|---|
| Honolulu Fire Department FCU-Main Branch (Main Office) | Honolulu, HI |
| Hawaii Network Shared Branching for Credit Unions | Honolulu, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
A look at other Hawaii credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Honolulu Fire Department ranks #1,121 of 4,374 nationally on financial health and #7 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- KAHULUI is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with KAHULUI
Frequently Asked Questions
Is Honolulu Fire Department financially healthy?
On its 2025Q4 NCUA 5300 filing, Honolulu Fire Department scores 90/100 (Excellent), with a 11.30% net worth ratio and 0.78% of loans delinquent. It ranks #1,121 of 4,374 nationally on health and #7 of 45 in Hawaii.
How does Honolulu Fire Department compare to other credit unions?
Honolulu Fire Department scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (72.73% vs 62.60%). Its widest shortfall is net worth ratio (11.30% vs 13.62%).
How can I join Honolulu Fire Department?
Honolulu Fire Department serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Honolulu Fire Department directly for the current list of qualifying groups.
Is my money safe at Honolulu Fire Department?
Honolulu Fire Department is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Honolulu Fire Department's net worth ratio of 11.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.