State credit union · Bryan, Texas · NCUA charter #67480
Thd District 17
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $4.2M
- Total assets
- 499
- Members
- 19.3%
- Net-worth ratio
Thd District 17 scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.2M; members 499; net-worth ratio 19.34%; health rank #1,567 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,567 of 4,374 health · 2025Q4Thd District 17 · health 87/100 · $4.2M · 2025Q4
- RANK 87/100
- PHOTO 19.3%
- BOOK 0.69%
- CHARTER 0.27%
- NCUSIF $4.2M
- CAMELS 499
- HEALTH #1,567/4,374
- NW n/a
- DELQ 67480
Call Report peers
Thd District 17 carries $4.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Thd District 17 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Thd District 17 - Share Insurance Coverage
Charter #67480's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Thd District 17
- Delinquency Rate leads the peer set - 0.69% here, 1.81% peer average (-1.12 pp).
- Loan-to-Share Ratio trails the peer set - 50.37% here, 63.60% peer average (-13.23 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Thd District 17 in Texas
- In Texas, health place is #148 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #349 of 386 inside Texas ($4.2M reported).
- Texas membership ordinal: #363 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Thd District 17: 2025Q4 → 2026Q1
Thd District 17: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $4.2M (2025Q4) to $4.3M (2026Q1).
- Net-worth ratio shifted -0.54 pp (19.88% → 19.34%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 19.34% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 11.5 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 10.7 pts
Thd District 17 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.34% | +0.28 pp |
| Delinquency Rate | 0.69% | -1.12 pp |
| Return on Assets | 0.27% | -0.19 pp |
| Member Growth | 2.25% | - |
| Loan-to-Share Ratio | 50.37% | -13.23 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Thd District 17 filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.3M | - |
| 2025Q4 | $4.2M | 499 |
| 2024Q4 | $4.0M | 488 |
| 2023Q4 | $3.9M | 488 |
Credit Union Details
- Charter Number
- 67480
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Bryan
- Data Quarter
- 2025Q4
Branch Locations (2)
Thd District 17 operates 2 offices in Bryan, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| THD District 17 Credit Union (Main Office) | Bryan, TX |
| THD District 17 Credit Union | Bryan, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Thd District 17 nationwide neighbourhoods
Thd District 17's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Thd District 17 ranks #1,567 of 4,374 nationally on financial health and #148 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CAPITAL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CAPITAL
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Thd District 17 financially healthy?
Thd District 17 scores 87/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,567 of 4,374; by total assets it ranks #3,952 of 4,374 nationally (same basis as /rankings/largest); and #349 of 386 within Texas. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 19.34% net worth ratio and a 0.69% delinquency rate.
How does Thd District 17 compare to other credit unions?
Five weighted metrics from NCUA filings produce Thd District 17's 87/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Thd District 17?
Membership eligibility for Thd District 17 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Thd District 17 directly for current membership requirements and application steps.
Is my money safe at Thd District 17?
Federal credit unions like Thd District 17 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Thd District 17's net worth ratio of 19.34% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Thd District 17 offer compared to banks?
Credit unions like Thd District 17 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Thd District 17 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.