State credit union · Fort Worth, Texas · NCUA charter #67468
Highway District 2
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $4.3M
- Total assets
- 663
- Members
- 31.6%
- Net-worth ratio
Highway District 2 scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.3M; members 663; net-worth ratio 31.63%; health rank #1,178 of 4,374; healthier than 69th of scored peers.
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NCUA 5300 Call Report Masthead
#1,178 of 4,374 health · 2025Q4Highway District 2 · health 89/100 · $4.3M · 2025Q4
Call Report peers
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Highway District 2 vs every NCUA-scored credit union
Highway District 2 sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Highway District 2 diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +18.65 pp (82.25% vs 63.60%).
Highway District 2 in Texas
- Texas health ordinal: #107 of 386.
- Texas assets place: #347 of 386.
- Membership ranks #349 of 386 among Texas CUs with a reported count (663 members).
- One place up in Texas, Morris Sheppard Texarkana (#106) scores 90/100, 1 point higher; one place down, Lehrer Interests (#108) ties at 89/100.
How Highway District 2's 5300 filing moved
Highway District 2: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $4.3M (2025Q4) to $4.3M (2026Q1).
- Net-worth ratio shifted -0.21 pp (31.84% → 31.63%).
31.63% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Highway District 2 gives up 11 points in total. Member Growth costs the most, 10.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.2 pts
- Loan-to-Share Ratio 14.8 pts
Highway District 2 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 31.63% | +12.57 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.16% | +0.71 pp |
| Member Growth | -2.64% | - |
| Loan-to-Share Ratio | 82.25% | +18.65 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Highway District 2 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.3M | - |
| 2025Q4 | $4.3M | 663 |
| 2024Q4 | $4.8M | 681 |
| 2023Q4 | $4.9M | 701 |
Credit Union Details
- Charter Number
- 67468
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Fort Worth
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Highway District 2.
| Office | City |
|---|---|
| Highway District 2 Credit Union (Main Office) | Fort Worth, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Highway District 2 ranks #1,178 of 4,374 nationally on financial health and #107 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- INTERCORP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with INTERCORP
Frequently Asked Questions
Is Highway District 2 financially healthy?
Highway District 2 has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,178 of 4,374 nationally on health and #107 of 386 in Texas. Its net worth ratio is 31.63% and its delinquency rate 0.00%.
How does Highway District 2 compare to other credit unions?
Highway District 2 scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (82.25% vs 63.60%).
How can I join Highway District 2?
Membership eligibility for Highway District 2 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Highway District 2 directly for current membership requirements and application steps.
Is my money safe at Highway District 2?
Highway District 2 is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Highway District 2's net worth ratio of 31.63% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.