State credit union · GRAND PRAIRIE, Texas · NCUA charter #60307
Grand Prairie
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $24.0M
- Total assets
- 1,682
- Members
- 11.3%
- Net-worth ratio
Grand Prairie scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.0M; members 1,682; net-worth ratio 11.26%; health rank #2,128 of 4,374; healthier than 50th of scored peers.
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NCUA 5300 Call Report Masthead
#2,128 of 4,374 health · 2025Q4Grand Prairie · health 84/100 · $24.0M · 2025Q4
Call Report peers
Grand Prairie in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Grand Prairie vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Grand Prairie sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Grand Prairie vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.17% here, 1.15% peer average (-0.98 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -19.12 pp (40.68% vs 59.80%).
Grand Prairie in Texas
- Texas health ordinal: #193 of 386.
- Texas assets place: #245 of 386.
- Member book place in Texas: #273 of 386.
- One place up in Texas, COSDEN (#192) ties at 84/100; one place down, LIBERTYONE (#194) ties at 84/100.
Quarter path for Grand Prairie
Grand Prairie: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.3% from $24.0M (2025Q4) to $25.0M (2026Q1).
- Net-worth ratio shifted -0.46 pp (11.72% → 11.26%).
This credit union's 11.26% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Grand Prairie gives up 16 points in total. Member Growth costs the most, 10.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.1 pts
- Loan-to-Share Ratio 9.9 pts
Grand Prairie vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.26% | -3.60 pp |
| Delinquency Rate | 0.17% | -0.98 pp |
| Return on Assets | 1.01% | +0.30 pp |
| Member Growth | -2.72% | - |
| Loan-to-Share Ratio | 40.68% | -19.12 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.0M | - |
| 2025Q4 | $24.0M | 1,682 |
| 2024Q4 | $22.9M | 1,729 |
| 2023Q4 | $22.4M | 1,768 |
Credit Union Details
- Charter Number
- 60307
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- GRAND PRAIRIE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Grand Prairie.
| Office | City |
|---|---|
| GRAND PRAIRIE CREDIT UNION (Main Office) | GRAND PRAIRIE, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Grand Prairie ranks #2,128 of 4,374 nationally on financial health and #193 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Liberty County Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Liberty County Teachers
Frequently Asked Questions
Is Grand Prairie financially healthy?
Grand Prairie has a financial health score of 84/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,128 of 4,374 nationally on health and #193 of 386 in Texas. Its net worth ratio is 11.26% and its delinquency rate 0.17%.
How does Grand Prairie compare to other credit unions?
Grand Prairie scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.17% vs 1.15%). Its widest shortfall is loan-to-share ratio (40.68% vs 59.80%).
How can I join Grand Prairie?
Membership eligibility for Grand Prairie depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Grand Prairie directly for current membership requirements and application steps.
Is my money safe at Grand Prairie?
Grand Prairie is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Grand Prairie's net worth ratio of 11.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.