State credit union · GRAND PRAIRIE, Texas · NCUA charter #60307
Grand Prairie
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $24.0M
- Total assets
- 1,682
- Members
- 11.3%
- Net-worth ratio
Grand Prairie scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.0M; members 1,682; net-worth ratio 11.26%; health rank #2,128 of 4,374; healthier than 50th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,128 of 4,374 health · 2025Q4Grand Prairie · health 84/100 · $24.0M · 2025Q4
- DELQ 84/100
- ROA 11.3%
- ASSETS 0.17%
- MEM 1.01%
- RANK $24.0M
- PHOTO 1,682
- BOOK #2,128/4,374
- CHARTER EXPRESS
- NCUSIF 60307
Call Report peers
Grand Prairie in the assets neighbourhood
Grand Prairie's $24.0M assets sit next to EXPRESS ($24.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Grand Prairie vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Grand Prairie - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #60307. See our deposit-insurance coverage note.
Grand Prairie vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.17% here, 1.15% peer average (-0.98 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -19.12 pp (40.68% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Grand Prairie in Texas
- Texas health ordinal: #193 of 386.
- Texas assets place: #245 of 386.
- Member book place in Texas: #273 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Grand Prairie
Grand Prairie: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.3% from $24.0M (2025Q4) to $25.0M (2026Q1).
- Net-worth ratio shifted -0.46 pp (11.72% → 11.26%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.26% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.1 pts
- Loan-to-Share Ratio 9.9 pts
Grand Prairie vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.26% | -3.60 pp |
| Delinquency Rate | 0.17% | -0.98 pp |
| Return on Assets | 1.01% | +0.30 pp |
| Member Growth | -2.72% | - |
| Loan-to-Share Ratio | 40.68% | -19.12 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.0M | - |
| 2025Q4 | $24.0M | 1,682 |
| 2024Q4 | $22.9M | 1,729 |
| 2023Q4 | $22.4M | 1,768 |
Credit Union Details
- Charter Number
- 60307
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- GRAND PRAIRIE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Grand Prairie.
| Office | City |
|---|---|
| GRAND PRAIRIE CREDIT UNION (Main Office) | GRAND PRAIRIE, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Grand Prairie - kept outside Texas; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($24.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Grand Prairie ranks #2,128 of 4,374 nationally on financial health and #193 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Liberty County Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Liberty County Teachers
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Grand Prairie financially healthy?
A 11.26% net worth ratio and a 0.17% delinquency rate feed into Grand Prairie's financial health score of 84/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,128 of 4,374; by total assets it ranks #3,026 of 4,374 nationally (same basis as /rankings/largest); and #245 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Grand Prairie compare to other credit unions?
Grand Prairie scores 84/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Grand Prairie?
Membership eligibility for Grand Prairie depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Grand Prairie directly for current membership requirements and application steps.
Is my money safe at Grand Prairie?
Federal credit unions like Grand Prairie are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Grand Prairie's net worth ratio of 11.26% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Grand Prairie offer compared to banks?
Credit unions like Grand Prairie are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Grand Prairie directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.