Federal credit union · Parsippany, New Jersey · NCUA charter #2348
Gaf Linden Employees
Health score 60/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 60
- Health / 100
- $4.4M
- Total assets
- 495
- Members
- 16.8%
- Net-worth ratio
Gaf Linden Employees scores 60/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.4M; members 495; net-worth ratio 16.80%; health rank #4,053 of 4,374; healthier than 7th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,053 of 4,374 health · 2025Q4Gaf Linden Employees · health 60/100 · $4.4M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Gaf Linden Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Gaf Linden Employees sits in 60-64 with 179 others.
60 7th percentile higher than 7% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Gaf Linden Employees diverges from peer averages
- Largest lag: Loan-to-Share Ratio at 29.95% vs peer 63.60% (-33.65 pp).
Gaf Linden Employees in New Jersey
- New Jersey health ordinal: #112 of 127.
- By total assets, Gaf Linden Employees is #108 of 127 in New Jersey.
- Membership ranks #112 of 127 among New Jersey CUs with a reported count (495 members).
- One place up in New Jersey, Saker Shop Rite (#111) ties at 60/100; one place down, Elizabeth Police Department E (#113) scores 59/100, 1 point lower.
Gaf Linden Employees Call Report trajectory
Gaf Linden Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -4.0% from $4.4M (2025Q4) to $4.2M (2026Q1).
- Net-worth ratio shifted -1.02 pp (17.82% → 16.80%).
16.80% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 60/100 score is built
Gaf Linden Employees gives up 40 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 10.8 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 8.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.80% | -2.26 pp |
| Delinquency Rate | 7.33% | +5.52 pp |
| Return on Assets | 0.22% | -0.23 pp |
| Member Growth | 1.23% | - |
| Loan-to-Share Ratio | 29.95% | -33.65 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.2M | - |
| 2025Q4 | $4.4M | 495 |
| 2024Q4 | $5.1M | 489 |
| 2023Q4 | $5.5M | 533 |
Credit Union Details
- Charter Number
- 2348
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- Parsippany
- Data Quarter
- 2025Q4
Branch Location
Gaf Linden Employees operates a single office in Parsippany, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| office location (Main Office) | Parsippany, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Gaf Linden Employees nationwide neighbourhoods
Using this data
- Gaf Linden Employees ranks #4,053 of 4,374 nationally on financial health and #112 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Trenton Nj Firemen is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Trenton Nj Firemen
Frequently Asked Questions
Is Gaf Linden Employees financially healthy?
Gaf Linden Employees has a financial health score of 60/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,053 of 4,374 nationally on health and #112 of 127 in New Jersey. Its net worth ratio is 16.80% and its delinquency rate 7.33%.
How does Gaf Linden Employees compare to other credit unions?
Gaf Linden Employees scores 60/100, higher than 7% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (29.95% vs 63.60%).
How can I join Gaf Linden Employees?
Gaf Linden Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Gaf Linden Employees directly for the exact boundaries and application steps.
Is my money safe at Gaf Linden Employees?
Gaf Linden Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Gaf Linden Employees's net worth ratio of 16.80% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.