Federal credit union · LITTLE ROCK, Arkansas · NCUA charter #24202
TELCOE
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $494.4M
- Total assets
- 23,521
- Members
- 20.1%
- Net-worth ratio
TELCOE scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $494.4M; members 23,521; net-worth ratio 20.12%; health rank #1,562 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,562 of 4,374 health · 2025Q4TELCOE · health 87/100 · $494.4M · 2025Q4
Call Report peers
TELCOE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TELCOE vs every NCUA-scored credit union
TELCOE sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TELCOE vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 20.12% vs peer 12.11% (+8.01 pp).
- Largest lag: Loan-to-Share Ratio at 36.58% vs peer 72.20% (-35.62 pp).
Where TELCOE sits in Arkansas
- Health composite ranks #17 of 48 among scored Arkansas credit unions.
- Arkansas assets place: #2 of 48.
- Arkansas membership ordinal: #2 of 48.
- One place up in Arkansas, ARKANSAS (#16) scores 88/100, 1 point higher; one place down, DILLARD'S (#18) ties at 87/100.
TELCOE: 2025Q4 → 2026Q1
TELCOE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $494.4M (2025Q4) to $501.2M (2026Q1).
- Net-worth ratio shifted -0.05 pp (20.17% → 20.12%).
At 20.12%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
TELCOE gives up 13 points in total. Loan-to-Share Ratio costs the most, 5.7 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.3 pts
- Member Growth 13.3 pts
- Loan-to-Share Ratio 9.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.12% | +8.01 pp |
| Delinquency Rate | 0.11% | -0.78 pp |
| Return on Assets | 0.12% | -0.50 pp |
| Member Growth | 3.61% | - |
| Loan-to-Share Ratio | 36.58% | -35.62 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - TELCOE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $501.2M | - |
| 2025Q4 | $494.4M | 23,521 |
| 2024Q4 | $462.6M | 22,702 |
| 2023Q4 | $454.1M | 22,658 |
Credit Union Details
- Charter Number
- 24202
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Arkansas
- City
- LITTLE ROCK
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, TELCOE runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Telcoe FCU (Main Office) | Little Rock, AR |
| Bowman | Little Rock, AR |
| Russ | Russellville, AR |
| Sherwood | Sherwood, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for TELCOE
Similar total assets
Using this data
- TELCOE ranks #1,562 of 4,374 nationally on financial health and #17 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SUCCESS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SUCCESS
Frequently Asked Questions
Is TELCOE financially healthy?
TELCOE has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,562 of 4,374 nationally on health and #17 of 48 in Arkansas. Its net worth ratio is 20.12% and its delinquency rate 0.11%.
How does TELCOE compare to other credit unions?
TELCOE scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (20.12% vs 12.11%). Its widest shortfall is loan-to-share ratio (36.58% vs 72.20%).
How can I join TELCOE?
TELCOE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TELCOE directly for the exact boundaries and application steps.
Is my money safe at TELCOE?
TELCOE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TELCOE's net worth ratio of 20.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.