Federal credit union · Greenville, South Carolina · NCUA charter #19116
GREENVILLE
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $494.6M
- Total assets
- 35,065
- Members
- 10.8%
- Net-worth ratio
GREENVILLE scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $494.6M; members 35,065; net-worth ratio 10.85%; health rank #398 of 4,374; healthier than 90th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#398 of 4,374 health · 2025Q4GREENVILLE · health 95/100 · $494.6M · 2025Q4
- RANK 95/100
- PHOTO 10.8%
- BOOK 0.59%
- CHARTER 0.94%
- NCUSIF $494.6M
- CAMELS 35,065
- HEALTH #398/4,374
- NW MUTUAL
- DELQ 19116
Call Report peers
GREENVILLE in the assets neighbourhood
GREENVILLE's $494.6M assets sit next to MUTUAL ($494.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
GREENVILLE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
GREENVILLE - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #19116: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
GREENVILLE vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +9.50 pp (81.70% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -1.26 pp (10.85% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
South Carolina standing for GREENVILLE
- In South Carolina, health place is #7 of 46 on the same NCUA-ratio sort used nationally.
- Assets rank #13 of 46 inside South Carolina ($494.6M reported).
- South Carolina membership ordinal: #14 of 46.
In-state ordinals use the live credit_unions table for SC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for GREENVILLE
GREENVILLE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.3% from $494.6M (2025Q4) to $510.6M (2026Q1).
- Net-worth ratio shifted -0.08 pp (10.93% → 10.85%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.85% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 95.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.1 pts
- Return on Assets 15.0 pts
- Member Growth 11.3 pts
- Loan-to-Share Ratio 14.6 pts
GREENVILLE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.85% | -1.26 pp |
| Delinquency Rate | 0.59% | -0.31 pp |
| Return on Assets | 0.94% | +0.31 pp |
| Member Growth | 1.95% | - |
| Loan-to-Share Ratio | 81.70% | +9.50 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $510.6M | - |
| 2025Q4 | $494.6M | 35,065 |
| 2024Q4 | $476.3M | 34,395 |
| 2023Q4 | $438.9M | 33,782 |
Credit Union Details
- Charter Number
- 19116
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- South Carolina
- City
- Greenville
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for GREENVILLE, spread across 2 cities.
| Office | City |
|---|---|
| Main Corporate Office (Main Office) | Greenville, SC |
| Mauldin Branch | Greenville, SC |
| Pelham Branch | Greenville, SC |
| Greer Branch | Greer, SC |
| Greer Site | Greer, SC |
| Disaster Recovery Site | Greer, SC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
A look at other South Carolina credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for GREENVILLE
Two NCUA Call Report peer sets for GREENVILLE, both outside South Carolina so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($494.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (95/100 here).
Using this data
- GREENVILLE ranks #398 of 4,374 nationally on financial health and #7 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Carolina Trust is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Carolina Trust
- Rates and health both vary by institution, not just by state -- see how South Carolina credit unions compare overall before assuming this one is typical. South Carolina state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is GREENVILLE financially healthy?
GREENVILLE has a financial health score of 95/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #398 of 4,374; by total assets it ranks #754 of 4,374 nationally (same basis as /rankings/largest); and #13 of 46 within South Carolina. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.85% and delinquency rate of 0.59%.
How does GREENVILLE compare to other credit unions?
GREENVILLE scores 95/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join GREENVILLE?
GREENVILLE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact GREENVILLE directly for the exact boundaries and application steps.
Is my money safe at GREENVILLE?
Federal credit unions like GREENVILLE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. GREENVILLE's net worth ratio of 10.85% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does GREENVILLE offer compared to banks?
Credit unions like GREENVILLE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact GREENVILLE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.