Federal credit union · Toccoa, Georgia · NCUA charter #24234
Omega Psi Phi Fraternity
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $5.3M
- Total assets
- 2,492
- Members
- 9.4%
- Net-worth ratio
Omega Psi Phi Fraternity scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 2,492; net-worth ratio 9.39%; health rank #1,710 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,710 of 4,374 health · 2025Q4Omega Psi Phi Fraternity · health 87/100 · $5.3M · 2025Q4
Call Report peers
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Omega Psi Phi Fraternity vs every NCUA-scored credit union
Omega Psi Phi Fraternity sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Omega Psi Phi Fraternity diverges from peer averages
- Return on Assets leads the peer set - 2.05% here, 0.45% peer average (+1.60 pp).
- Loan-to-Share Ratio trails the peer set - 45.71% here, 63.60% peer average (-17.89 pp).
Georgia standing for Omega Psi Phi Fraternity
- Health composite ranks #30 of 74 among scored Georgia credit unions.
- By total assets, Omega Psi Phi Fraternity is #61 of 74 in Georgia.
- Georgia membership ordinal: #45 of 74.
- One place up in Georgia, MERCY (#29) ties at 87/100; one place down, MEMBERSFIRST (#31) scores 86/100, 1 point lower.
Omega Psi Phi Fraternity Call Report trajectory
Omega Psi Phi Fraternity: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.5% from $5.3M (2025Q4) to $5.5M (2026Q1).
- Net-worth ratio shifted -0.49 pp (9.88% → 9.39%).
9.39% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Omega Psi Phi Fraternity gives up 13 points in total. Loan-to-Share Ratio costs the most, 4.9 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 21.5 pts
- Return on Assets 15.0 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 9.7 pts
Omega Psi Phi Fraternity health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.39% | -9.67 pp |
| Delinquency Rate | 0.85% | -0.96 pp |
| Return on Assets | 2.05% | +1.60 pp |
| Member Growth | 2.72% | - |
| Loan-to-Share Ratio | 45.71% | -17.89 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Omega Psi Phi Fraternity filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.5M | - |
| 2025Q4 | $5.3M | 2,492 |
| 2024Q4 | $5.0M | 2,426 |
| 2023Q4 | $4.8M | 2,527 |
Credit Union Details
- Charter Number
- 24234
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $2M–$10M
- State
- Georgia
- City
- Toccoa
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Omega Psi Phi Fraternity runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| CuAMO (Main Office) | Toccoa, GA |
| VisiFI Inc | Dallas, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Omega Psi Phi Fraternity ranks #1,710 of 4,374 nationally on financial health and #30 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Brosnan Yard is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Brosnan Yard
Frequently Asked Questions
Is Omega Psi Phi Fraternity financially healthy?
On its 2025Q4 NCUA 5300 filing, Omega Psi Phi Fraternity scores 87/100 (Excellent), with a 9.39% net worth ratio and 0.85% of loans delinquent. It ranks #1,710 of 4,374 nationally on health and #30 of 74 in Georgia.
How does Omega Psi Phi Fraternity compare to other credit unions?
Omega Psi Phi Fraternity scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (2.05% vs 0.45%). Its widest shortfall is loan-to-share ratio (45.71% vs 63.60%).
How can I join Omega Psi Phi Fraternity?
Omega Psi Phi Fraternity serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Omega Psi Phi Fraternity directly for the current list of qualifying groups.
Is my money safe at Omega Psi Phi Fraternity?
Omega Psi Phi Fraternity is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Omega Psi Phi Fraternity's net worth ratio of 9.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.