Federal credit union · Toccoa, Georgia · NCUA charter #24234
Omega Psi Phi Fraternity
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $5.3M
- Total assets
- 2,492
- Members
- 9.4%
- Net-worth ratio
Omega Psi Phi Fraternity scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 2,492; net-worth ratio 9.39%; health rank #1,710 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,710 of 4,374 health · 2025Q4Omega Psi Phi Fraternity · health 87/100 · $5.3M · 2025Q4
- ASSETS 87/100
- MEM 9.4%
- RANK 0.85%
- PHOTO 2.05%
- BOOK $5.3M
- CHARTER 2,492
- NCUSIF #1,710/4,374
- CAMELS n/a
- HEALTH 24234
Call Report peers
Omega Psi Phi Fraternity carries $5.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Omega Psi Phi Fraternity vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Omega Psi Phi Fraternity - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24234: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Omega Psi Phi Fraternity diverges from peer averages
- Return on Assets leads the peer set - 2.05% here, 0.45% peer average (+1.60 pp).
- Loan-to-Share Ratio trails the peer set - 45.71% here, 63.60% peer average (-17.89 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Georgia standing for Omega Psi Phi Fraternity
- Health composite ranks #30 of 74 among scored Georgia credit unions.
- By total assets, Omega Psi Phi Fraternity is #61 of 74 in Georgia.
- Georgia membership ordinal: #45 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Omega Psi Phi Fraternity Call Report trajectory
Omega Psi Phi Fraternity: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.5% from $5.3M (2025Q4) to $5.5M (2026Q1).
- Net-worth ratio shifted -0.49 pp (9.88% → 9.39%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.39% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 28.5 pts
- Delinquency Rate 21.5 pts
- Return on Assets 15.0 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 9.7 pts
Omega Psi Phi Fraternity health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.39% | -9.67 pp |
| Delinquency Rate | 0.85% | -0.96 pp |
| Return on Assets | 2.05% | +1.60 pp |
| Member Growth | 2.72% | - |
| Loan-to-Share Ratio | 45.71% | -17.89 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Omega Psi Phi Fraternity filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.5M | - |
| 2025Q4 | $5.3M | 2,492 |
| 2024Q4 | $5.0M | 2,426 |
| 2023Q4 | $4.8M | 2,527 |
Credit Union Details
- Charter Number
- 24234
- Type
- Federal
- Field of Membership
- Association/Group
- Peer Group
- $2M–$10M
- State
- Georgia
- City
- Toccoa
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Omega Psi Phi Fraternity runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| CuAMO (Main Office) | Toccoa, GA |
| VisiFI Inc | Dallas, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Omega Psi Phi Fraternity - kept outside Georgia; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Omega Psi Phi Fraternity ranks #1,710 of 4,374 nationally on financial health and #30 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Brosnan Yard is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Brosnan Yard
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Omega Psi Phi Fraternity financially healthy?
Omega Psi Phi Fraternity has a financial health score of 87/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,710 of 4,374; by total assets it ranks #3,864 of 4,374 nationally (same basis as /rankings/largest); and #61 of 74 within Georgia. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.39% and delinquency rate of 0.85%.
How does Omega Psi Phi Fraternity compare to other credit unions?
On PlainCU's health composite, Omega Psi Phi Fraternity lands at 87/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Omega Psi Phi Fraternity?
Omega Psi Phi Fraternity serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Omega Psi Phi Fraternity directly for the current list of qualifying groups.
Is my money safe at Omega Psi Phi Fraternity?
Federal credit unions like Omega Psi Phi Fraternity are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Omega Psi Phi Fraternity's net worth ratio of 9.39% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Omega Psi Phi Fraternity offer compared to banks?
Credit unions like Omega Psi Phi Fraternity are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Omega Psi Phi Fraternity directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.