Federal credit union · Ewing, New Jersey · NCUA charter #24927
Credit Union of New Jersey, a
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $495.0M
- Total assets
- 39,021
- Members
- 10.8%
- Net-worth ratio
Credit Union of New Jersey, a scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $495.0M; members 39,021; net-worth ratio 10.76%; health rank #1,133 of 4,374; healthier than 73rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,133 of 4,374 health · 2025Q4Credit Union · health 90/100 · $495.0M · 2025Q4
Call Report peers
Credit Union of New Jersey, a in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of New Jersey, a vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Credit Union of New Jersey, a sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of New Jersey, a vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 91.73% vs peer 72.20% (+19.53 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.35 pp (10.76% vs 12.11%).
Where Credit Union of New Jersey, a sits in New Jersey
- Health composite ranks #9 of 127 among scored New Jersey credit unions.
- By total assets, Credit Union of New Jersey, a is #5 of 127 in New Jersey.
- Membership ranks #3 of 127 among New Jersey CUs with a reported count (39,021 members).
- One place up in New Jersey, Local 1233 (#8) ties at 90/100; one place down, Jersey Shore (#10) scores 89/100, 1 point lower.
Credit Union of New Jersey, a: 2025Q4 → 2026Q1
Credit Union of New Jersey, a: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $495.0M (2025Q4) to $504.0M (2026Q1).
- Net-worth ratio shifted +0.82 pp (9.94% → 10.76%).
This credit union's 10.76% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
Credit Union of New Jersey, a gives up 10 points in total. Delinquency Rate costs the most, 4.7 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.3 pts
- Return on Assets 12.8 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 14.1 pts
Call Report ratios for Credit Union of New Jersey, a
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.76% | -1.35 pp |
| Delinquency Rate | 0.97% | +0.08 pp |
| Return on Assets | 0.36% | -0.27 pp |
| Member Growth | 3.21% | - |
| Loan-to-Share Ratio | 91.73% | +19.53 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Credit Union filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $504.0M | - |
| 2025Q4 | $495.0M | 39,021 |
| 2024Q4 | $464.8M | 37,809 |
| 2023Q4 | $437.9M | 36,657 |
Credit Union Details
- Charter Number
- 24927
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- New Jersey
- City
- Ewing
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Credit Union of New Jersey, a, spread across 4 cities in 2 states.
| Office | City |
|---|---|
| Ewing Branch (Main Office) | Ewing, NJ |
| Wescom Resources | Anaheim, CA |
| DOT Branch | Ewing, NJ |
| Hamilton | Hamilton, NJ |
| Lafayette | Trenton, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Credit Union
Using this data
- Credit Union of New Jersey, a ranks #1,133 of 4,374 nationally on financial health and #9 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Garden Savings is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Garden Savings
Frequently Asked Questions
Is Credit Union of New Jersey, a financially healthy?
Credit Union of New Jersey, a has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,133 of 4,374 nationally on health and #9 of 127 in New Jersey. Its net worth ratio is 10.76% and its delinquency rate 0.97%.
How does Credit Union of New Jersey, a compare to other credit unions?
Credit Union of New Jersey, a scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (91.73% vs 72.20%). Its widest shortfall is net worth ratio (10.76% vs 12.11%).
How can I join Credit Union of New Jersey, a?
Credit Union of New Jersey, a serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Credit Union of New Jersey, a directly for the current list of qualifying groups.
Is my money safe at Credit Union of New Jersey, a?
Credit Union of New Jersey, a is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of New Jersey, a's net worth ratio of 10.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.