State credit union · LONGVIEW, Texas · NCUA charter #66351
Telco Plus
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $132.8M
- Total assets
- 9,191
- Members
- 8.9%
- Net-worth ratio
Telco Plus scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $132.8M; members 9,191; net-worth ratio 8.86%; health rank #3,022 of 4,374; healthier than 31st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,022 of 4,374 health · 2025Q4Telco Plus · health 78/100 · $132.8M · 2025Q4
Call Report peers
Telco Plus in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Telco Plus vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Telco Plus sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Telco Plus diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +27.95 pp (100.15% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -3.25 pp (8.86% vs 12.11%).
Where Telco Plus sits in Texas
- Texas health ordinal: #266 of 386.
- By total assets, Telco Plus is #128 of 386 in Texas.
- Texas membership ordinal: #137 of 386.
- One place up in Texas, Corner Stone (#265) ties at 78/100; one place down, Cen Tex Manufacturing (#267) scores 77/100, 1 point lower.
Quarter path for Telco Plus
Telco Plus: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.6% from $132.8M (2025Q4) to $129.4M (2026Q1).
- Net-worth ratio shifted -0.03 pp (8.89% → 8.86%).
This credit union's 8.86% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 78/100 score is built
Telco Plus gives up 22 points in total. Return on Assets costs the most, 10.1 of its 15; Delinquency Rate loses the least, 1.
- Net Worth Ratio 27.2 pts
- Delinquency Rate 24.0 pts
- Return on Assets 4.9 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 10.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.86% | -3.25 pp |
| Delinquency Rate | 0.60% | -0.30 pp |
| Return on Assets | 0.01% | -0.61 pp |
| Member Growth | 2.28% | - |
| Loan-to-Share Ratio | 100.15% | +27.95 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Telco Plus quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $129.4M | - |
| 2025Q4 | $132.8M | 9,191 |
| 2024Q4 | $135.6M | 8,986 |
| 2023Q4 | $132.0M | 9,456 |
Credit Union Details
- Charter Number
- 66351
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Texas
- City
- LONGVIEW
- Data Quarter
- 2025Q4
Branch Locations (5)
Telco Plus operates 5 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN (Main Office) | LONGVIEW, TX |
| KILGORE | Kilgore, TX |
| 1010 | TYLER, TX |
| TYLER | TYLER, TX |
| UTHN | Tyler, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- Telco Plus ranks #3,022 of 4,374 nationally on financial health and #266 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Texoma Educators is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Texoma Educators
Frequently Asked Questions
Is Telco Plus financially healthy?
On its 2025Q4 NCUA 5300 filing, Telco Plus scores 78/100 (Very Good), with a 8.86% net worth ratio and 0.60% of loans delinquent. It ranks #3,022 of 4,374 nationally on health and #266 of 386 in Texas.
How does Telco Plus compare to other credit unions?
Telco Plus scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (100.15% vs 72.20%). Its widest shortfall is net worth ratio (8.86% vs 12.11%).
How can I join Telco Plus?
Membership eligibility for Telco Plus depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Telco Plus directly for current membership requirements and application steps.
Is my money safe at Telco Plus?
Telco Plus is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Telco Plus's net worth ratio of 8.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.