State credit union · Falcon Heights, Minnesota · NCUA charter #68651
BLAZE
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $4.58B
- Total assets
- 253,895
- Members
- 8.6%
- Net-worth ratio
BLAZE scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.58B; members 253,895; net-worth ratio 8.59%; health rank #1,015 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,015 of 4,374 health · 2025Q4BLAZE · health 91/100 · $4.58B · 2025Q4
Call Report peers
BLAZE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BLAZE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BLAZE sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
BLAZE: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.28 pp (0.60% vs 0.87%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -17.62 pp (66.28% vs 83.90%).
BLAZE in Minnesota
- Minnesota health ordinal: #27 of 82.
- By total assets, BLAZE is #4 of 82 in Minnesota.
- Member book place in Minnesota: #3 of 82.
- One place up in Minnesota, North Memorial (#26) ties at 91/100; one place down, Harbor Pointe (#28) scores 90/100, 1 point lower.
BLAZE: 2025Q4 → 2026Q1
BLAZE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.2% from $4.58B (2025Q4) to $4.82B (2026Q1).
- Net-worth ratio shifted -0.23 pp (8.82% → 8.59%).
This credit union's 8.59% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
BLAZE gives up 9 points in total. Member Growth costs the most, 4.1 of its 15; Return on Assets scores full marks.
- Net Worth Ratio 26.5 pts
- Delinquency Rate 24.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.9 pts
- Loan-to-Share Ratio 14.6 pts
BLAZE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.59% | -2.59 pp |
| Delinquency Rate | 0.60% | -0.28 pp |
| Return on Assets | 0.60% | +0.09 pp |
| Member Growth | 1.59% | - |
| Loan-to-Share Ratio | 66.28% | -17.62 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - BLAZE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.82B | - |
| 2025Q4 | $4.58B | 253,895 |
| 2024Q4 | $4.26B | 249,918 |
| 2023Q4 | $2.17B | 159,335 |
Credit Union Details
- Charter Number
- 68651
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Minnesota
- City
- Falcon Heights
- Data Quarter
- 2025Q4
Branch Locations (30)
Per its most recent NCUA branch filing, BLAZE runs 30 offices in 27 different cities.
| Office | City |
|---|---|
| SPIRE - ADMIN (Main Office) | Falcon Heights, MN |
| Blaine | Blaine, MN |
| Coon Rapids | Coon Rapids, MN |
| Eagan | Eagan, MN |
| Eden Prairie | Eden Prairie, MN |
| Elk River | Elk River, MN |
| Golden Valley | Golden Valley, MN |
| Isle | Isle, MN |
| Keewatin | Keewatin, MN |
| Maple Grove | Maple Grove, MN |
| Milaca | Milaca, MN |
| Minneapolis North | Minneapolis, MN |
| Minneapolis South | Minneapolis, MN |
| Mora | Mora, MN |
| Ogilvie | Ogilvie, MN |
| Pine City | Pine City, MN |
| Plymouth | Plymouth, MN |
| Princeton | Princeton, MN |
| Rochester | Rochester, MN |
| Roseville South | Roseville, MN |
| Roseville North | Roseville, MN |
| St. Cloud | Saint Cloud, MN |
| St Michael - Cub | Saint Michael, MN |
| St. Paul West | Saint Paul, MN |
| Westminster Admin Office | St Paul, MN |
| St. Paul Empire | St. Paul, MN |
| Vadnais Heights | Vadnais Heights, MN |
| Waseca Office | Waseca, MN |
| Woodbury East | Woodbury, MN |
| Woodbury West | Woodbury, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.
Cross-state Call Report peers for BLAZE
Using this data
- BLAZE ranks #1,015 of 4,374 nationally on financial health and #27 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Affinity Plus is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Affinity Plus
Frequently Asked Questions
Is BLAZE financially healthy?
On its 2025Q4 NCUA 5300 filing, BLAZE scores 91/100 (Excellent), with a 8.59% net worth ratio and 0.60% of loans delinquent. It ranks #1,015 of 4,374 nationally on health and #27 of 82 in Minnesota.
How does BLAZE compare to other credit unions?
BLAZE scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.60% vs 0.87%). Its widest shortfall is loan-to-share ratio (66.28% vs 83.90%).
How can I join BLAZE?
Membership eligibility for BLAZE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact BLAZE directly for current membership requirements and application steps.
Is my money safe at BLAZE?
BLAZE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BLAZE's net worth ratio of 8.59% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.