State credit union · Brentwood, Tennessee · NCUA charter #67779
P.I.A.S.
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $4.3M
- Total assets
- 543
- Members
- 17.2%
- Net-worth ratio
P.I.A.S. scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.3M; members 543; net-worth ratio 17.16%; health rank #2,824 of 4,374; healthier than 33rd of scored peers.
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NCUA 5300 Call Report Masthead
#2,824 of 4,374 health · 2025Q4P.I.A.S. · health 79/100 · $4.3M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
P.I.A.S. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); P.I.A.S. sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where P.I.A.S. diverges from peer averages
- Delinquency Rate leads the peer set - 0.00% here, 1.81% peer average (-1.81 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.90 pp (17.16% vs 19.06%).
P.I.A.S.: in-state Call Report ranks
- In Tennessee, health place is #80 of 127 on the same NCUA-ratio sort used nationally.
- Tennessee assets place: #113 of 127.
- Tennessee membership ordinal: #115 of 127.
- One place up in Tennessee, Bcbst Employees (#79) ties at 79/100; one place down, Chattanooga Area Schools (#81) ties at 79/100.
How P.I.A.S.'s 5300 filing moved
P.I.A.S.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $4.3M (2025Q4) to $4.3M (2026Q1).
- Net-worth ratio shifted +0.00 pp (17.16% → 17.16%).
This credit union's 17.16% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
P.I.A.S. gives up 21 points in total. Member Growth costs the most, 13.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 8.5 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 13.8 pts
Call Report ratios for P.I.A.S.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.16% | -1.90 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.09% | -0.36 pp |
| Member Growth | -4.06% | - |
| Loan-to-Share Ratio | 63.93% | +0.33 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - P.I.A.S.
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.3M | - |
| 2025Q4 | $4.3M | 543 |
| 2024Q4 | $4.0M | 566 |
| 2023Q4 | $4.6M | 599 |
Credit Union Details
- Charter Number
- 67779
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Tennessee
- City
- Brentwood
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for P.I.A.S..
| Office | City |
|---|---|
| PIAS CREDIT UNION (Main Office) | Brentwood, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
Cross-state Call Report peers for P.I.A.S.
Similar health score
Using this data
- P.I.A.S. ranks #2,824 of 4,374 nationally on financial health and #80 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Hurd Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Hurd Employees
Frequently Asked Questions
Is P.I.A.S. financially healthy?
On its 2025Q4 NCUA 5300 filing, P.I.A.S. scores 79/100 (Very Good), with a 17.16% net worth ratio and 0.00% of loans delinquent. It ranks #2,824 of 4,374 nationally on health and #80 of 127 in Tennessee.
How does P.I.A.S. compare to other credit unions?
P.I.A.S. scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is net worth ratio (17.16% vs 19.06%).
How can I join P.I.A.S.?
Membership eligibility for P.I.A.S. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact P.I.A.S. directly for current membership requirements and application steps.
Is my money safe at P.I.A.S.?
P.I.A.S. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. P.I.A.S.'s net worth ratio of 17.16% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.