State credit union · Waterloo, Iowa · NCUA charter #67831
Allen Hospital Personnel
Health score 79/100 (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $5.8M
- Total assets
- 838
- Members
- 14.8%
- Net-worth ratio
Allen Hospital Personnel - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67831 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Allen Hospital Personnel - Five Health Pillars
Every bar shows this credit union's 0-100 sub-score for one pillar of the composite; weight and add the five and you land on the headline health score above, drawn from the same NCUA 5300 figures with no normalisation tricks.
- Capital (net worth ratio)100
- Asset quality (delinquency)77
- Earnings (ROA)100
- Member growth0
- Liquidity (loan-to-share)97
Weighted composite: 79/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
14.80% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 14.80% | 30% |
| Delinquency Rate | 1.09% | 25% |
| Return on Assets | 0.95% | 15% |
| Member Growth | -35.59% | 15% |
| Loan-to-Share Ratio | 67.79% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $5.8M | 838 |
| 2024Q4 | $5.6M | 1,301 |
| 2023Q4 | $6.0M | 1,345 |
Credit Union Details
- Charter Number
- 67831
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- Waterloo
- Data Quarter
- 2025Q4
What This Data Says About Allen Hospital Personnel
Charter #67831, peer group $2M–$10M, a cohort of 566 similarly-sized institutions: that's Allen Hospital Personnel, a state credit union in Waterloo, Iowa with 838 members, $5.8M in total assets, and $3.2M in outstanding loans as of Q4 2025. The five-factor composite scores it 79/100 (Very Good), helped by a net worth ratio of 14.80% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules.
1.09% of the loan book sits 60+ days past due, the headline loan-quality read - the peer group average for $2M–$10M credit unions sits at 1.809%, so this institution is running tighter than peers. Deposit deployment is captured by the 67.79% loan-to-share ratio, within the 60-80% range most industry analysts consider optimally balanced between yield and liquidity. Return on assets stands at 0.95% on net income of $55K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -35.59%. Reported quarterly to the NCUA, this data reflects the 2025Q4 Call Report period. Eligibility to join runs through the field of membership (currently: Other) - see our disclaimer before opening an account or borrowing, for NCUSIF coverage details and data usage notes.
Nearby Credit Unions in Iowa
Other federally-insured credit unions in Iowa, closest first by peer group and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Allen Hospital Personnel financially healthy?
Allen Hospital Personnel scores 79/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 14.80% net worth ratio and a 1.09% delinquency rate.
How does Allen Hospital Personnel compare to other credit unions?
On PlainCU's health composite, Allen Hospital Personnel lands at 79/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Allen Hospital Personnel?
Membership eligibility for Allen Hospital Personnel depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Allen Hospital Personnel directly for current membership requirements and application steps.
Is my money safe at Allen Hospital Personnel?
Federal credit unions like Allen Hospital Personnel are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Allen Hospital Personnel's net worth ratio of 14.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Allen Hospital Personnel offer compared to banks?
Credit unions like Allen Hospital Personnel are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Allen Hospital Personnel directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.