State credit union · Topeka, Kansas · NCUA charter #61823
AZURA
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $830.3M
- Total assets
- 60,228
- Members
- 10.1%
- Net-worth ratio
AZURA scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $830.3M; members 60,228; net-worth ratio 10.12%; health rank #2,314 of 4,374; healthier than 46th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,314 of 4,374 health · 2025Q4AZURA · health 83/100 · $830.3M · 2025Q4
Call Report peers
AZURA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AZURA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); AZURA sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for AZURA
- Largest favorable gap: Delinquency Rate at 0.79% vs peer 0.87% (-0.08 pp).
- Largest lag: Loan-to-Share Ratio at 80.58% vs peer 83.90% (-3.32 pp).
Kansas standing for AZURA
- Kansas health ordinal: #31 of 61.
- Assets rank #4 of 61 inside Kansas ($830.3M reported).
- Kansas membership ordinal: #4 of 61.
- One place up in Kansas, MAZUMA (#30) ties at 83/100; one place down, Kansas Teachers Community (#32) scores 82/100, 1 point lower.
AZURA Call Report trajectory
AZURA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $830.3M (2025Q4) to $851.9M (2026Q1).
- Net-worth ratio shifted -0.14 pp (10.26% → 10.12%).
10.12% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
AZURA gives up 17 points in total. Member Growth costs the most, 13.5 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.1 pts
- Return on Assets 14.1 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 15.3 pts
AZURA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.12% | -1.06 pp |
| Delinquency Rate | 0.79% | -0.08 pp |
| Return on Assets | 0.44% | -0.06 pp |
| Member Growth | -4.16% | - |
| Loan-to-Share Ratio | 80.58% | -3.32 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $851.9M | - |
| 2025Q4 | $830.3M | 60,228 |
| 2024Q4 | $808.5M | 62,844 |
| 2023Q4 | $784.3M | 62,615 |
Credit Union Details
- Charter Number
- 61823
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Kansas
- City
- Topeka
- Data Quarter
- 2025Q4
Branch Locations (12)
Per its most recent NCUA branch filing, AZURA runs 12 offices in 5 different cities.
| Office | City |
|---|---|
| 10th Street Office (Main Office) | Topeka, KS |
| Lenexa | Lenexa, KS |
| Mission | Mission, KS |
| Olathe | Olathe, KS |
| Ottawa | Ottawa, KS |
| Highway 24 | Topeka, KS |
| Croco | Topeka, KS |
| Wanamaker | Topeka, KS |
| 37th Street | Topeka, KS |
| Arrowhead | Topeka, KS |
| Hunters Ridge | Topeka, KS |
| Kansas Ave | Topeka, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
AZURA nationwide neighbourhoods
Using this data
- AZURA ranks #2,314 of 4,374 nationally on financial health and #31 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- HEARTLAND is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with HEARTLAND
Frequently Asked Questions
Is AZURA financially healthy?
On its 2025Q4 NCUA 5300 filing, AZURA scores 83/100 (Excellent), with a 10.12% net worth ratio and 0.79% of loans delinquent. It ranks #2,314 of 4,374 nationally on health and #31 of 61 in Kansas.
How does AZURA compare to other credit unions?
AZURA scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.79% vs 0.87%). Its widest shortfall is loan-to-share ratio (80.58% vs 83.90%).
How can I join AZURA?
Membership eligibility for AZURA depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact AZURA directly for current membership requirements and application steps.
Is my money safe at AZURA?
AZURA is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AZURA's net worth ratio of 10.12% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.