State credit union · Wichita, Kansas · NCUA charter #63300
SKYWARD
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $387.3M
- Total assets
- 21,671
- Members
- 9.8%
- Net-worth ratio
SKYWARD scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $387.3M; members 21,671; net-worth ratio 9.79%; health rank #3,356 of 4,374; healthier than 23rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,356 of 4,374 health · 2025Q4SKYWARD · health 74/100 · $387.3M · 2025Q4
Call Report peers
SKYWARD in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SKYWARD vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SKYWARD sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where SKYWARD diverges from peer averages
- Widest shortfall vs peers is Loan-to-Share Ratio: -4.82 pp (67.38% vs 72.20%).
Where SKYWARD sits in Kansas
- Kansas health ordinal: #43 of 61.
- By total assets, SKYWARD is #9 of 61 in Kansas.
- Member book place in Kansas: #9 of 61.
- One place up in Kansas, TRI-COUNTY (#42) scores 75/100, 1 point higher; one place down, Frontier Community (#44) ties at 74/100.
Quarter path for SKYWARD
SKYWARD: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +21.8% from $387.3M (2025Q4) to $471.8M (2026Q1).
- Net-worth ratio shifted -2.13 pp (11.92% → 9.79%).
At 9.79%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
SKYWARD gives up 26 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio loses the least, 0.5.
- Net Worth Ratio 29.5 pts
- Delinquency Rate 18.6 pts
- Return on Assets 0.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 14.0 pts
SKYWARD health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.79% | -2.32 pp |
| Delinquency Rate | 1.19% | +0.29 pp |
| Return on Assets | -2.52% | -3.15 pp |
| Member Growth | 2.45% | - |
| Loan-to-Share Ratio | 67.38% | -4.82 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $471.8M | - |
| 2025Q4 | $387.3M | 21,671 |
| 2024Q4 | $350.1M | 21,152 |
| 2023Q4 | $400.4M | 20,361 |
Credit Union Details
- Charter Number
- 63300
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Kansas
- City
- Wichita
- Data Quarter
- 2025Q4
Branch Locations (6)
SKYWARD operates 6 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Mid Continent (Main Office) | Wichita, KS |
| Independence | Independence, KS |
| Independence New Branch | Independence, KS |
| Pawnee Branch | Wichita, KS |
| Greenwich Branch | Wichita, KS |
| Maize Branch | Wichita, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Cross-state Call Report peers for SKYWARD
Similar total assets
Similar health score
Using this data
- SKYWARD ranks #3,356 of 4,374 nationally on financial health and #43 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- WICHITA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with WICHITA
Frequently Asked Questions
Is SKYWARD financially healthy?
SKYWARD has a financial health score of 74/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,356 of 4,374 nationally on health and #43 of 61 in Kansas. Its net worth ratio is 9.79% and its delinquency rate 1.19%.
How does SKYWARD compare to other credit unions?
SKYWARD scores 74/100, higher than 23% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (67.38% vs 72.20%).
How can I join SKYWARD?
Membership eligibility for SKYWARD depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SKYWARD directly for current membership requirements and application steps.
Is my money safe at SKYWARD?
SKYWARD is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SKYWARD's net worth ratio of 9.79% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.