Federal credit union · Moultrie, Georgia · NCUA charter #11996
Colquitt County Teacher
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $9.7M
- Total assets
- 1,744
- Members
- 23.7%
- Net-worth ratio
Colquitt County Teacher scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.7M; members 1,744; net-worth ratio 23.72%; health rank #2,680 of 4,374; healthier than 36th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,680 of 4,374 health · 2025Q4Colquitt County Teacher · health 80/100 · $9.7M · 2025Q4
- CAMELS 80/100
- HEALTH 23.7%
- NW 1.15%
- DELQ 1.98%
- ROA $9.7M
- ASSETS 1,744
- MEM #2,680/4,374
- RANK n/a
- PHOTO 11996
Call Report peers
Colquitt County Teacher carries $9.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Colquitt County Teacher vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Colquitt County Teacher - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #11996 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Colquitt County Teacher
- Largest favorable gap: Loan-to-Share Ratio at 83.56% vs peer 63.60% (+19.96 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Georgia standing for Colquitt County Teacher
- In Georgia, health place is #44 of 74 on the same NCUA-ratio sort used nationally.
- Georgia assets place: #55 of 74.
- Georgia membership ordinal: #50 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Colquitt County Teacher's 5300 filing moved
Colquitt County Teacher: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.0% from $9.7M (2025Q4) to $10.1M (2026Q1).
- Net-worth ratio shifted -0.45 pp (24.17% → 23.72%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
23.72% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.9 pts
- Return on Assets 15.0 pts
- Member Growth 1.1 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Colquitt County Teacher
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.72% | +4.66 pp |
| Delinquency Rate | 1.15% | -0.66 pp |
| Return on Assets | 1.98% | +1.52 pp |
| Member Growth | -4.39% | - |
| Loan-to-Share Ratio | 83.56% | +19.96 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Colquitt County Teacher
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.1M | - |
| 2025Q4 | $9.7M | 1,744 |
| 2024Q4 | $9.5M | 1,824 |
| 2023Q4 | $9.5M | 1,835 |
Credit Union Details
- Charter Number
- 11996
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Georgia
- City
- Moultrie
- Data Quarter
- 2025Q4
Branch Location
Colquitt County Teacher operates a single office in Moultrie, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Office (Main Office) | Moultrie, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Colquitt County Teacher, both outside Georgia so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Colquitt County Teacher ranks #2,680 of 4,374 nationally on financial health and #44 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Regional Members is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Regional Members
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Colquitt County Teacher financially healthy?
Colquitt County Teacher has a financial health score of 80/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,680 of 4,374; by total assets it ranks #3,581 of 4,374 nationally (same basis as /rankings/largest); and #55 of 74 within Georgia. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 23.72% and delinquency rate of 1.15%.
How does Colquitt County Teacher compare to other credit unions?
PlainCU's health composite puts Colquitt County Teacher at 80/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Colquitt County Teacher?
Colquitt County Teacher operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Colquitt County Teacher directly for the exact boundaries and application steps.
Is my money safe at Colquitt County Teacher?
Federal credit unions like Colquitt County Teacher are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Colquitt County Teacher's net worth ratio of 23.72% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Colquitt County Teacher offer compared to banks?
Credit unions like Colquitt County Teacher are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Colquitt County Teacher directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.