Federal credit union · Moultrie, Georgia · NCUA charter #11996

Colquitt County Teacher

Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

80
Health / 100
$9.7M
Total assets
1,744
Members
23.7%
Net-worth ratio

Colquitt County Teacher scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.7M; members 1,744; net-worth ratio 23.72%; health rank #2,680 of 4,374; healthier than 36th of scored peers.

5300 filing masthead

NCUA 5300 Call Report Masthead

#2,680 of 4,374 health · 2025Q4

Colquitt County Teacher · health 80/100 · $9.7M · 2025Q4

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Colquitt County Teacher vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Colquitt County Teacher sits in 80-84 with 767 others.

80 36th percentile higher than 36% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Peer-gap read for Colquitt County Teacher

  • Largest favorable gap: Loan-to-Share Ratio at 83.56% vs peer 63.60% (+19.96 pp).

Georgia standing for Colquitt County Teacher

  • In Georgia, health place is #44 of 74 on the same NCUA-ratio sort used nationally.
  • Georgia assets place: #55 of 74.
  • Georgia membership ordinal: #50 of 74.
  • One place up in Georgia, Atlanta Postal (#43) scores 81/100, 1 point higher; one place down, NORTHSIDE (#45) ties at 80/100.

How Colquitt County Teacher's 5300 filing moved

Colquitt County Teacher: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

9,400,0009,600,0009,800,00010,000,00010,200,000 2023Q42024Q42025Q42026Q1 9,512,972 10,060,971 ▲ +5.8%
  • Assets moved +4.0% from $9.7M (2025Q4) to $10.1M (2026Q1).
  • Net-worth ratio shifted -0.45 pp (24.17% → 23.72%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

23.72% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 80/100 score is built

Colquitt County Teacher gives up 20 points in total. Member Growth costs the most, 13.9 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 18.9 pts
  • Return on Assets 15.0 pts
  • Member Growth 1.1 pts
  • Loan-to-Share Ratio 15.0 pts

Call Report ratios for Colquitt County Teacher

Metric Value vs peer
Net Worth Ratio 23.72% +4.66 pp
Delinquency Rate 1.15% -0.66 pp
Return on Assets 1.98% +1.52 pp
Member Growth -4.39% -
Loan-to-Share Ratio 83.56% +19.96 pp

Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.

Call Report history - Colquitt County Teacher

Quarter Assets Members
2026Q1 $10.1M -
2025Q4 $9.7M 1,744
2024Q4 $9.5M 1,824
2023Q4 $9.5M 1,835

Credit Union Details

Charter Number
11996
Type
Federal
Field of Membership
Community
Peer Group
$2M–$10M
State
Georgia
City
Moultrie
Data Quarter
2025Q4

Branch Location

Colquitt County Teacher operates a single office in Moultrie, per its most recent NCUA branch filing.

Office City
Office (Main Office) Moultrie, GA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Georgia

Other federally-insured credit unions in Georgia, closest first by peer group and asset size.

Compare Colquitt County Teacher vs REGIONAL MEMBERS

Nationwide credit unions with similar profiles

Using this data

  • Colquitt County Teacher ranks #2,680 of 4,374 nationally on financial health and #44 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Regional Members is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Regional Members

Frequently Asked Questions

Is Colquitt County Teacher financially healthy?

Colquitt County Teacher has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,680 of 4,374 nationally on health and #44 of 74 in Georgia. Its net worth ratio is 23.72% and its delinquency rate 1.15%.

How does Colquitt County Teacher compare to other credit unions?

Colquitt County Teacher scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (83.56% vs 63.60%).

How can I join Colquitt County Teacher?

Colquitt County Teacher operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Colquitt County Teacher directly for the exact boundaries and application steps.

Is my money safe at Colquitt County Teacher?

Colquitt County Teacher is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Colquitt County Teacher's net worth ratio of 23.72% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Colquitt County Teacher. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.