State credit union · Macon, Georgia · NCUA charter #60582
Rig Employees
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $5.9M
- Total assets
- 583
- Members
- 43.0%
- Net-worth ratio
Rig Employees scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.9M; members 583; net-worth ratio 43.01%; health rank #3,848 of 4,374; healthier than 11th of scored peers.
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Rig Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Rig Employees sits in 65-69 with 275 others.
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Rig Employees
- Largest favorable gap: Net Worth Ratio at 43.01% vs peer 19.06% (+23.95 pp).
- Largest lag: Delinquency Rate at 5.30% vs peer 1.81% (+3.49 pp).
Where Rig Employees sits in Georgia
- Health composite ranks #69 of 74 among scored Georgia credit unions.
- Georgia assets place: #58 of 74.
- Georgia membership ordinal: #68 of 74.
- One place up in Georgia, United Neighborhood (#68) scores 67/100, 2 points higher; one place down, Family First (#70) ties at 65/100.
Quarter path for Rig Employees
Rig Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $5.9M (2025Q4) to $5.9M (2026Q1).
- Net-worth ratio shifted +0.31 pp (42.70% → 43.01%).
43.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 65/100 score is built
Rig Employees gives up 35 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.8 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 43.01% | +23.95 pp |
| Delinquency Rate | 5.30% | +3.49 pp |
| Return on Assets | 1.08% | +0.63 pp |
| Member Growth | -2.35% | - |
| Loan-to-Share Ratio | 71.50% | +7.90 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.9M | - |
| 2025Q4 | $5.9M | 583 |
| 2024Q4 | $6.1M | 597 |
| 2023Q4 | $6.8M | 622 |
Credit Union Details
- Charter Number
- 60582
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Georgia
- City
- Macon
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Rig Employees runs one office.
| Office | City |
|---|---|
| RIG EMPLOYEES CU (Main Office) | Macon, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.
Rig Employees nationwide neighbourhoods
Similar health score
Using this data
- Rig Employees ranks #3,848 of 4,374 nationally on financial health and #69 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Macon Firemen's is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Macon Firemen's
Frequently Asked Questions
Is Rig Employees financially healthy?
Rig Employees has a financial health score of 65/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,848 of 4,374 nationally on health and #69 of 74 in Georgia. Its net worth ratio is 43.01% and its delinquency rate 5.30%.
How does Rig Employees compare to other credit unions?
Rig Employees scores 65/100, higher than 11% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (43.01% vs 19.06%). Its widest shortfall is delinquency rate (5.30% vs 1.81%).
How can I join Rig Employees?
Membership eligibility for Rig Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Rig Employees directly for current membership requirements and application steps.
Is my money safe at Rig Employees?
Rig Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rig Employees's net worth ratio of 43.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.