State credit union · Macon, Georgia · NCUA charter #60582
Rig Employees
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $5.9M
- Total assets
- 583
- Members
- 43.0%
- Net-worth ratio
Rig Employees scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.9M; members 583; net-worth ratio 43.01%; health rank #3,848 of 4,374; healthier than 11th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,848 of 4,374 health · 2025Q4Rig Employees · health 65/100 · $5.9M · 2025Q4
- BOOK 65/100
- CHARTER 43.0%
- NCUSIF 5.30%
- CAMELS 1.08%
- HEALTH $5.9M
- NW 583
- DELQ #3,848/4,374
- ROA n/a
- ASSETS 60582
Rig Employees carries $5.9M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Rig Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Rig Employees - Share Insurance Coverage
Charter #60582's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Rig Employees
- Largest favorable gap: Net Worth Ratio at 43.01% vs peer 19.06% (+23.95 pp).
- Largest lag: Delinquency Rate at 5.30% vs peer 1.81% (+3.49 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Rig Employees sits in Georgia
- Health composite ranks #69 of 74 among scored Georgia credit unions.
- Georgia assets place: #58 of 74.
- Georgia membership ordinal: #68 of 74.
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Rig Employees
Rig Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $5.9M (2025Q4) to $5.9M (2026Q1).
- Net-worth ratio shifted +0.31 pp (42.70% → 43.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
43.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 65/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 65.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.8 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 43.01% | +23.95 pp |
| Delinquency Rate | 5.30% | +3.49 pp |
| Return on Assets | 1.08% | +0.63 pp |
| Member Growth | -2.35% | - |
| Loan-to-Share Ratio | 71.50% | +7.90 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.9M | - |
| 2025Q4 | $5.9M | 583 |
| 2024Q4 | $6.1M | 597 |
| 2023Q4 | $6.8M | 622 |
Credit Union Details
- Charter Number
- 60582
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Georgia
- City
- Macon
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Rig Employees runs one office.
| Office | City |
|---|---|
| RIG EMPLOYEES CU (Main Office) | Macon, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
A look at other Georgia credit unions, ranked by how closely their peer group and asset size match this one.
Rig Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Rig Employees, both outside Georgia so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (65/100 here).
Using this data
- Rig Employees ranks #3,848 of 4,374 nationally on financial health and #69 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Macon Firemen's is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Macon Firemen's
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Rig Employees financially healthy?
Yes/no aside, the number is 65/100 (Good) - Rig Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,848 of 4,374; by total assets it ranks #3,797 of 4,374 nationally (same basis as /rankings/largest); and #58 of 74 within Georgia. Above 80 reads excellent, below 50 warrants closer monitoring; a 43.01% net worth ratio and 5.30% delinquency rate are the key drivers.
How does Rig Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Rig Employees's 65/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Rig Employees?
Membership eligibility for Rig Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Rig Employees directly for current membership requirements and application steps.
Is my money safe at Rig Employees?
Federal credit unions like Rig Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rig Employees's net worth ratio of 43.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Rig Employees offer compared to banks?
Credit unions like Rig Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Rig Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.