Federal credit union · MACON, Georgia · NCUA charter #22400
Brosnan Yard
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $5.5M
- Total assets
- 1,374
- Members
- 16.1%
- Net-worth ratio
Brosnan Yard scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.5M; members 1,374; net-worth ratio 16.11%; health rank #3,393 of 4,374; healthier than 21st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,393 of 4,374 health · 2025Q4Brosnan Yard · health 73/100 · $5.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Brosnan Yard vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Brosnan Yard sits in 70-74 with 317 others.
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Brosnan Yard: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 99.67% vs peer 63.60% (+36.07 pp).
- Largest lag: Net Worth Ratio at 16.11% vs peer 19.06% (-2.95 pp).
Brosnan Yard in Georgia
- Georgia health ordinal: #57 of 74.
- Assets rank #60 of 74 inside Georgia ($5.5M reported).
- Member book place in Georgia: #55 of 74.
- One place up in Georgia, Stephens County Community (#56) scores 75/100, 2 points higher; one place down, Flint River Employees (#58) scores 71/100, 2 points lower.
Brosnan Yard: 2025Q4 → 2026Q1
Brosnan Yard: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +9.4% from $5.5M (2025Q4) to $6.0M (2026Q1).
- Net-worth ratio shifted -0.86 pp (16.97% → 16.11%).
This credit union's 16.11% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 73/100 score is built
Brosnan Yard gives up 27 points in total. Delinquency Rate costs the most, 16.6 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.4 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 10.5 pts
Brosnan Yard health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.11% | -2.95 pp |
| Delinquency Rate | 2.66% | +0.85 pp |
| Return on Assets | 2.17% | +1.72 pp |
| Member Growth | 0.07% | - |
| Loan-to-Share Ratio | 99.67% | +36.07 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Brosnan Yard filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.0M | - |
| 2025Q4 | $5.5M | 1,374 |
| 2024Q4 | $5.7M | 1,373 |
| 2023Q4 | $4.6M | 1,340 |
Credit Union Details
- Charter Number
- 22400
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Georgia
- City
- MACON
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Brosnan Yard runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| BROSNAN YARD FCU (Main Office) | MACON, GA |
| GA GUARD CREDIT UNION | Macon, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Cross-state Call Report peers for Brosnan Yard
Similar health score
Using this data
- Brosnan Yard ranks #3,393 of 4,374 nationally on financial health and #57 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Macon Firemen's is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Macon Firemen's
Frequently Asked Questions
Is Brosnan Yard financially healthy?
On its 2025Q4 NCUA 5300 filing, Brosnan Yard scores 73/100 (Very Good), with a 16.11% net worth ratio and 2.66% of loans delinquent. It ranks #3,393 of 4,374 nationally on health and #57 of 74 in Georgia.
How does Brosnan Yard compare to other credit unions?
Brosnan Yard scores 73/100, higher than 21% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (99.67% vs 63.60%). Its widest shortfall is net worth ratio (16.11% vs 19.06%).
How can I join Brosnan Yard?
Brosnan Yard operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Brosnan Yard directly for the exact boundaries and application steps.
Is my money safe at Brosnan Yard?
Brosnan Yard is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brosnan Yard's net worth ratio of 16.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.