Federal credit union · OKLAHOMA CITY, Oklahoma · NCUA charter #7151
OKLAHOMA
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $194.9M
- Total assets
- 9,549
- Members
- 20.0%
- Net-worth ratio
OKLAHOMA scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $194.9M; members 9,549; net-worth ratio 19.95%; health rank #1,886 of 4,374; healthier than 54th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,886 of 4,374 health · 2025Q4OKLAHOMA · health 85/100 · $194.9M · 2025Q4
Call Report peers
OKLAHOMA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
OKLAHOMA vs every NCUA-scored credit union
OKLAHOMA sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where OKLAHOMA diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 19.95% vs peer 12.11% (+7.84 pp).
OKLAHOMA: in-state Call Report ranks
- In Oklahoma, health place is #21 of 53 on the same NCUA-ratio sort used nationally.
- By total assets, OKLAHOMA is #17 of 53 in Oklahoma.
- Oklahoma membership ordinal: #23 of 53.
- One place up in Oklahoma, Cooperative Employees (#20) scores 86/100, 1 point higher; one place down, Department of Public Safety (#22) ties at 85/100.
Quarter path for OKLAHOMA
OKLAHOMA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.3% from $194.9M (2025Q4) to $197.4M (2026Q1).
- Net-worth ratio shifted +0.16 pp (19.79% → 19.95%).
19.95% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
OKLAHOMA gives up 15 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.0 pts
OKLAHOMA health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.95% | +7.84 pp |
| Delinquency Rate | 0.35% | -0.54 pp |
| Return on Assets | 1.85% | +1.23 pp |
| Member Growth | -8.81% | - |
| Loan-to-Share Ratio | 78.51% | +6.31 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
OKLAHOMA filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $197.4M | - |
| 2025Q4 | $194.9M | 9,549 |
| 2024Q4 | $188.2M | 10,472 |
| 2023Q4 | $179.2M | 10,553 |
Credit Union Details
- Charter Number
- 7151
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- Oklahoma
- City
- OKLAHOMA CITY
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for OKLAHOMA, spread across 2 cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | Oklahoma City, OK |
| Midwest City Branch | Midwest City, OK |
| Drive Thru | Oklahoma City, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
More federally-insured credit unions based in Oklahoma, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Using this data
- OKLAHOMA ranks #1,886 of 4,374 nationally on financial health and #21 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ENDURANCE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ENDURANCE
Frequently Asked Questions
Is OKLAHOMA financially healthy?
On its 2025Q4 NCUA 5300 filing, OKLAHOMA scores 85/100 (Excellent), with a 19.95% net worth ratio and 0.35% of loans delinquent. It ranks #1,886 of 4,374 nationally on health and #21 of 53 in Oklahoma.
How does OKLAHOMA compare to other credit unions?
OKLAHOMA scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (19.95% vs 12.11%).
How can I join OKLAHOMA?
OKLAHOMA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact OKLAHOMA directly for the exact boundaries and application steps.
Is my money safe at OKLAHOMA?
OKLAHOMA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OKLAHOMA's net worth ratio of 19.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.