Federal credit union · RAYMORE, Missouri · NCUA charter #11962
R G
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $143.3M
- Total assets
- 7,997
- Members
- 10.1%
- Net-worth ratio
R G scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $143.3M; members 7,997; net-worth ratio 10.09%; health rank #541 of 4,374; healthier than 87th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#541 of 4,374 health · 2025Q4R G · health 94/100 · $143.3M · 2025Q4
Call Report peers
R G in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
R G vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); R G sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for R G
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +15.77 pp (87.97% vs 72.20%).
- Largest lag: Net Worth Ratio at 10.09% vs peer 12.11% (-2.02 pp).
Missouri standing for R G
- Health composite ranks #18 of 89 among scored Missouri credit unions.
- Assets rank #23 of 89 inside Missouri ($143.3M reported).
- Membership ranks #31 of 89 among Missouri CUs with a reported count (7,997 members).
- One place up in Missouri, Our Lady of Snows (#17) ties at 94/100; one place down, Postal & Community (#19) ties at 94/100.
How R G's 5300 filing moved
R G: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $143.3M (2025Q4) to $146.7M (2026Q1).
- Net-worth ratio shifted +0.01 pp (10.08% → 10.09%).
At 10.09%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
R G gives up 6 points in total. Member Growth costs the most, 3.1 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.2 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 14.9 pts
Call Report ratios for R G
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.09% | -2.02 pp |
| Delinquency Rate | 0.78% | -0.12 pp |
| Return on Assets | 0.61% | -0.02 pp |
| Member Growth | 2.39% | - |
| Loan-to-Share Ratio | 87.97% | +15.77 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $146.7M | - |
| 2025Q4 | $143.3M | 7,997 |
| 2024Q4 | $134.5M | 7,810 |
| 2023Q4 | $136.0M | 7,835 |
Credit Union Details
- Charter Number
- 11962
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Missouri
- City
- RAYMORE
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, R G runs 4 offices in 4 different cities.
| Office | City |
|---|---|
| RAYMORE OPERATIONS CENTER (Main Office) | RAYMORE, MO |
| BELTON BRANCH OFFICE | BELTON, MO |
| KNOB NOSTER BRANCH | KNOB NOSTER, MO |
| WHITEMAN AFB | Whiteman AFB, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Cross-state Call Report peers for R G
Using this data
- R G ranks #541 of 4,374 nationally on financial health and #18 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OZARK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OZARK
Frequently Asked Questions
Is R G financially healthy?
On its 2025Q4 NCUA 5300 filing, R G scores 94/100 (Excellent), with a 10.09% net worth ratio and 0.78% of loans delinquent. It ranks #541 of 4,374 nationally on health and #18 of 89 in Missouri.
How does R G compare to other credit unions?
R G scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (87.97% vs 72.20%). Its widest shortfall is net worth ratio (10.09% vs 12.11%).
How can I join R G?
R G operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact R G directly for the exact boundaries and application steps.
Is my money safe at R G?
R G is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. R G's net worth ratio of 10.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.