State credit union · ATLANTA, Texas · NCUA charter #60491
Highway District 19 Employees
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $7.3M
- Total assets
- 1,450
- Members
- 20.8%
- Net-worth ratio
Highway District 19 Employees scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.3M; members 1,450; net-worth ratio 20.77%; health rank #2,523 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,523 of 4,374 health · 2025Q4Highway District 19 · health 81/100 · $7.3M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Highway District 19 Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Highway District 19 Employees sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Highway District 19 Employees diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 96.08% vs peer 63.60% (+32.48 pp).
- Widest shortfall vs peers is Return on Assets: -0.28 pp (0.18% vs 0.45%).
Highway District 19 Employees in Texas
- Health composite ranks #228 of 386 among scored Texas credit unions.
- By total assets, Highway District 19 Employees is #326 of 386 in Texas.
- Membership ranks #283 of 386 among Texas CUs with a reported count (1,450 members).
- One place up in Texas, SKEL-TEX (#227) ties at 81/100; one place down, Paris District (#229) ties at 81/100.
Quarter path for Highway District 19 Employees
Highway District 19 Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.6% from $7.3M (2025Q4) to $7.1M (2026Q1).
- Net-worth ratio shifted +0.66 pp (20.11% → 20.77%).
20.77% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Highway District 19 Employees gives up 19 points in total. Member Growth costs the most, 10 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.3 pts
- Return on Assets 10.1 pts
- Member Growth 5.0 pts
- Loan-to-Share Ratio 12.6 pts
Highway District 19 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.77% | +1.71 pp |
| Delinquency Rate | 0.67% | -1.13 pp |
| Return on Assets | 0.18% | -0.28 pp |
| Member Growth | -2.23% | - |
| Loan-to-Share Ratio | 96.08% | +32.48 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.1M | - |
| 2025Q4 | $7.3M | 1,450 |
| 2024Q4 | $8.0M | 1,483 |
| 2023Q4 | $8.4M | 1,524 |
Credit Union Details
- Charter Number
- 60491
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- ATLANTA
- Data Quarter
- 2025Q4
Branch Location
Highway District 19 Employees operates a single office in Atlanta, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Highway District 19 Employees Credit Union (Main Office) | Atlanta, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Highway District 19 Employees ranks #2,523 of 4,374 nationally on financial health and #228 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SHERWIN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SHERWIN
Frequently Asked Questions
Is Highway District 19 Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Highway District 19 Employees scores 81/100 (Excellent), with a 20.77% net worth ratio and 0.67% of loans delinquent. It ranks #2,523 of 4,374 nationally on health and #228 of 386 in Texas.
How does Highway District 19 Employees compare to other credit unions?
Highway District 19 Employees scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (96.08% vs 63.60%). Its widest shortfall is return on assets (0.18% vs 0.45%).
How can I join Highway District 19 Employees?
Membership eligibility for Highway District 19 Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Highway District 19 Employees directly for current membership requirements and application steps.
Is my money safe at Highway District 19 Employees?
Highway District 19 Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Highway District 19 Employees's net worth ratio of 20.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.