Federal credit union · TUCSON, Arizona · NCUA charter #7316
PIMA
Health score 98/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 98
- Health / 100
- $1.60B
- Total assets
- 73,467
- Members
- 9.3%
- Net-worth ratio
PIMA scores 98/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.60B; members 73,467; net-worth ratio 9.26%; health rank #131 of 4,374; healthier than 97th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#131 of 4,374 health · 2025Q4PIMA · health 98/100 · $1.60B · 2025Q4
Call Report peers
PIMA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PIMA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PIMA sits in 95-99 with 391 others.
98 Top 3% higher than 97% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for PIMA
- Largest favorable gap: Delinquency Rate at 0.29% vs peer 0.87% (-0.58 pp).
- Largest lag: Net Worth Ratio at 9.26% vs peer 11.18% (-1.92 pp).
PIMA: in-state Call Report ranks
- Arizona health ordinal: #3 of 33.
- Arizona assets place: #7 of 33.
- Arizona membership ordinal: #8 of 33.
- One place up in Arizona, Credit Union West (#2) scores 99/100, 1 point higher; one place down, Desert Financial (#4) scores 97/100, 1 point lower.
PIMA: 2025Q4 → 2026Q1
PIMA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.3% from $1.60B (2025Q4) to $1.68B (2026Q1).
- Net-worth ratio shifted -0.20 pp (9.46% → 9.26%).
9.26% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 98/100 score is built
PIMA gives up 2 points in total. Net Worth Ratio costs the most, 1.9 of its 30; Delinquency Rate and Return on Assets and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 28.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.8 pts
PIMA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.26% | -1.92 pp |
| Delinquency Rate | 0.29% | -0.58 pp |
| Return on Assets | 0.89% | +0.38 pp |
| Member Growth | 7.05% | - |
| Loan-to-Share Ratio | 82.12% | -1.78 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
PIMA quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.68B | - |
| 2025Q4 | $1.60B | 73,467 |
| 2024Q4 | $1.28B | 68,628 |
| 2023Q4 | $1.18B | 65,762 |
Credit Union Details
- Charter Number
- 7316
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Arizona
- City
- TUCSON
- Data Quarter
- 2025Q4
Branch Locations (16)
Per its most recent NCUA branch filing, PIMA runs 16 offices in 9 different cities.
| Office | City |
|---|---|
| 6850 N. Oracle Road (Main Office) | Tucson, AZ |
| Gilbert | Gilbert, AZ |
| Sahuarita | Green Valley, AZ |
| Pinetop | Lakeside, AZ |
| Steampump | Oro Valley, AZ |
| Phoenix | Phoenix, AZ |
| Scottsdale | Scottsdale, AZ |
| Springerville | Springerville, AZ |
| Stone | Tucson, AZ |
| Silverlake | Tucson, AZ |
| Pantano | Tucson, AZ |
| Valencia | Tucson, AZ |
| Thornydale | Tucson, AZ |
| 6860 N. Oracle Road | Tucson, AZ |
| Lending | Tucson, AZ |
| Yuma | Yuma, AZ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
More federally-insured credit unions based in Arizona, ordered by peer group match and asset size.
PIMA nationwide neighbourhoods
Using this data
- PIMA ranks #131 of 4,374 nationally on financial health and #3 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TRUWEST is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TRUWEST
Frequently Asked Questions
Is PIMA financially healthy?
PIMA has a financial health score of 98/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #131 of 4,374 nationally on health and #3 of 33 in Arizona. Its net worth ratio is 9.26% and its delinquency rate 0.29%.
How does PIMA compare to other credit unions?
PIMA scores 98/100, higher than 97% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.29% vs 0.87%). Its widest shortfall is net worth ratio (9.26% vs 11.18%).
How can I join PIMA?
PIMA operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PIMA directly for the exact boundaries and application steps.
Is my money safe at PIMA?
PIMA is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PIMA's net worth ratio of 9.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.