Federal credit union · Gardena, California · NCUA charter #24292
Northrop Grumman
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $1.62B
- Total assets
- 82,676
- Members
- 9.1%
- Net-worth ratio
Northrop Grumman scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.62B; members 82,676; net-worth ratio 9.09%; health rank #2,785 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,785 of 4,374 health · 2025Q4Northrop Grumman · health 80/100 · $1.62B · 2025Q4
- CAMELS 80/100
- HEALTH 9.1%
- NW 1.60%
- DELQ 0.11%
- ROA $1.62B
- ASSETS 82,676
- MEM #2,785/4,374
- RANK SKYLA
- PHOTO 24292
Call Report peers
Northrop Grumman in the assets neighbourhood
Northrop Grumman's $1.62B assets sit next to SKYLA ($1.62B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northrop Grumman vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Northrop Grumman - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #24292. See our deposit-insurance coverage note.
Where Northrop Grumman diverges from peer averages
- Widest shortfall vs peers is Loan-to-Share Ratio: -26.32 pp (57.58% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Northrop Grumman: in-state Call Report ranks
- Health composite ranks #163 of 243 among scored California credit unions.
- By total assets, Northrop Grumman is #43 of 243 in California.
- Membership ranks #41 of 243 among California CUs with a reported count (82,676 members).
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Northrop Grumman
Northrop Grumman: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.9% from $1.62B (2025Q4) to $1.65B (2026Q1).
- Net-worth ratio shifted -0.04 pp (9.13% → 9.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.09% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 27.7 pts
- Delinquency Rate 15.5 pts
- Return on Assets 9.1 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.7 pts
Northrop Grumman vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.09% | -2.09 pp |
| Delinquency Rate | 1.60% | +0.72 pp |
| Return on Assets | 0.11% | -0.40 pp |
| Member Growth | 8.49% | - |
| Loan-to-Share Ratio | 57.58% | -26.32 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Northrop Grumman filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.65B | - |
| 2025Q4 | $1.62B | 82,676 |
| 2024Q4 | $1.53B | 76,207 |
| 2023Q4 | $1.64B | 74,181 |
Credit Union Details
- Charter Number
- 24292
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- California
- City
- Gardena
- Data Quarter
- 2025Q4
Branch Locations (28)
Per its most recent NCUA branch filing, Northrop Grumman runs 28 offices in 24 different cities across 10 states.
| Office | City |
|---|---|
| Gardena - Main Office (Main Office) | Gardena, CA |
| Aurora | Aurora, CO |
| Azusa | Azusa, CA |
| Chandler | Chandler, AZ |
| Clearfield | CLEARFIELD, UT |
| Promontory | Corinne, UT |
| Dulles | Dulles, VA |
| El Segundo - 902 Bldg Lobby 2 | El Segundo, CA |
| Fairlakes | Fairfax, VA |
| Falls Church | Falls Church, VA |
| Huntsville | Huntsville, AL |
| Lake Charles | Lake Charles, LA |
| Central | Linthicum, MD |
| Mission Systems | Linthicum Heights, MD |
| West Quest Building | Linthicum Heights, MD |
| Los Angeles - Metro | Los Angeles, CA |
| Manhattan Beach - Space Park R6 | Manhattan Beach, CA |
| McLean | McLean, VA |
| Melbourne - Bldg 222 | Melbourne, FL |
| Melbourne - Gateway Branch | Melbourne, FL |
| Palmdale | Palmdale, CA |
| Palmdale Site 4 | Palmdale, CA |
| Redondo Beach - Space Park | Redondo Beach, CA |
| Rolling Meadows | Rolling Meadows, IL |
| Roy | Roy, UT |
| Kearny Mesa | San Diego, CA |
| Rancho Bernardo | San Diego, CA |
| St Augustine | St Augustine, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Northrop Grumman
Northrop Grumman's nationwide photo peers by assets and by health score, excluding California charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.62B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Northrop Grumman ranks #2,785 of 4,374 nationally on financial health and #163 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- San Francisco Fire is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with San Francisco Fire
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Northrop Grumman financially healthy?
Northrop Grumman scores 80/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,785 of 4,374; by total assets it ranks #303 of 4,374 nationally (same basis as /rankings/largest); and #43 of 243 within California. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 9.09% net worth ratio and a 1.60% delinquency rate.
How does Northrop Grumman compare to other credit unions?
PlainCU's health composite puts Northrop Grumman at 80/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Northrop Grumman?
Northrop Grumman operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Northrop Grumman directly for the exact boundaries and application steps.
Is my money safe at Northrop Grumman?
Federal credit unions like Northrop Grumman are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northrop Grumman's net worth ratio of 9.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Northrop Grumman offer compared to banks?
Credit unions like Northrop Grumman are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Northrop Grumman directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.