Federal credit union · North Little Ro, Arkansas · NCUA charter #24434
North Little Rock Educators
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $627K
- Total assets
- 280
- Members
- 18.9%
- Net-worth ratio
North Little Rock Educators scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $627K; members 280; net-worth ratio 18.86%; health rank #574 of 4,374; healthier than 84th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#574 of 4,374 health · 2025Q4North Little Rock Educators · health 93/100 · $627K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
North Little Rock Educators vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); North Little Rock Educators sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for North Little Rock Educators
- Largest favorable gap: Loan-to-Share Ratio at 61.51% vs peer 52.70% (+8.81 pp).
- Net Worth Ratio trails the peer set - 18.86% here, 22.93% peer average (-4.07 pp).
North Little Rock Educators in Arkansas
- Health composite ranks #4 of 48 among scored Arkansas credit unions.
- Assets rank #48 of 48 inside Arkansas ($627K reported).
- Arkansas membership ordinal: #48 of 48.
- One place up in Arkansas, Electric Cooperatives (#3) scores 94/100, 1 point higher; one place down, LION (#5) scores 92/100, 1 point lower.
North Little Rock Educators Call Report trajectory
North Little Rock Educators: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $627K (2025Q4) to $638K (2026Q1).
- Net-worth ratio shifted -1.15 pp (20.01% → 18.86%).
18.86% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
North Little Rock Educators gives up 7 points in total. Delinquency Rate costs the most, 5 of its 25; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.0 pts
North Little Rock Educators vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.86% | -4.07 pp |
| Delinquency Rate | 1.00% | -3.48 pp |
| Return on Assets | 1.57% | +1.35 pp |
| Member Growth | 6.06% | - |
| Loan-to-Share Ratio | 61.51% | +8.81 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
North Little Rock Educators filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $638K | - |
| 2025Q4 | $627K | 280 |
| 2024Q4 | $800K | 264 |
| 2023Q4 | $804K | 280 |
Credit Union Details
- Charter Number
- 24434
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- Arkansas
- City
- North Little Ro
- Data Quarter
- 2025Q4
Branch Locations (3)
North Little Rock Educators operates 3 offices in North Little Rock, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| North Little Rock Educators FCU (Main Office) | North Little Rock, AR |
| North Little Rock School District | North Little Rock, AR |
| North Little Rock Educator's FCU | North Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
North Little Rock Educators nationwide neighbourhoods
Similar health score
Using this data
- North Little Rock Educators ranks #574 of 4,374 nationally on financial health and #4 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Usem Mena is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Usem Mena
Frequently Asked Questions
Is North Little Rock Educators financially healthy?
North Little Rock Educators has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #574 of 4,374 nationally on health and #4 of 48 in Arkansas. Its net worth ratio is 18.86% and its delinquency rate 1.00%.
How does North Little Rock Educators compare to other credit unions?
North Little Rock Educators scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (61.51% vs 52.70%). Its widest shortfall is net worth ratio (18.86% vs 22.93%).
How can I join North Little Rock Educators?
North Little Rock Educators is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact North Little Rock Educators directly to confirm eligibility.
Is my money safe at North Little Rock Educators?
North Little Rock Educators is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. North Little Rock Educators's net worth ratio of 18.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.