Federal credit union · North Little Ro, Arkansas · NCUA charter #24434
North Little Rock Educators
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $627K
- Total assets
- 280
- Members
- 18.9%
- Net-worth ratio
North Little Rock Educators scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $627K; members 280; net-worth ratio 18.86%; health rank #574 of 4,374; healthier than 84th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#574 of 4,374 health · 2025Q4North Little Rock Educators · health 93/100 · $627K · 2025Q4
- BOOK 93/100
- CHARTER 18.9%
- NCUSIF 1.00%
- CAMELS 1.57%
- HEALTH $627K
- NW 280
- DELQ #574/4,374
- ROA n/a
- ASSETS 24434
Call Report peers
North Little Rock Educators carries $627K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
North Little Rock Educators vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
North Little Rock Educators - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24434: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Peer-gap read for North Little Rock Educators
- Largest favorable gap: Loan-to-Share Ratio at 61.51% vs peer 52.70% (+8.81 pp).
- Net Worth Ratio trails the peer set - 18.86% here, 22.93% peer average (-4.07 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
North Little Rock Educators in Arkansas
- Health composite ranks #4 of 48 among scored Arkansas credit unions.
- Assets rank #48 of 48 inside Arkansas ($627K reported).
- Arkansas membership ordinal: #48 of 48.
In-state ordinals use the live credit_unions table for AR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
North Little Rock Educators Call Report trajectory
North Little Rock Educators: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.8% from $627K (2025Q4) to $638K (2026Q1).
- Net-worth ratio shifted -1.15 pp (20.01% → 18.86%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
18.86% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.0 pts
North Little Rock Educators vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.86% | -4.07 pp |
| Delinquency Rate | 1.00% | -3.48 pp |
| Return on Assets | 1.57% | +1.35 pp |
| Member Growth | 6.06% | - |
| Loan-to-Share Ratio | 61.51% | +8.81 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
North Little Rock Educators filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $638K | - |
| 2025Q4 | $627K | 280 |
| 2024Q4 | $800K | 264 |
| 2023Q4 | $804K | 280 |
Credit Union Details
- Charter Number
- 24434
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- Under $2M
- State
- Arkansas
- City
- North Little Ro
- Data Quarter
- 2025Q4
Branch Locations (3)
North Little Rock Educators operates 3 offices in North Little Rock, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| North Little Rock Educators FCU (Main Office) | North Little Rock, AR |
| North Little Rock School District | North Little Rock, AR |
| North Little Rock Educator's FCU | North Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
More federally-insured credit unions based in Arkansas, ordered by peer group match and asset size.
North Little Rock Educators nationwide neighbourhoods
Cross-state asset and health neighbours for North Little Rock Educators - kept outside Arkansas; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- North Little Rock Educators ranks #574 of 4,374 nationally on financial health and #4 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Usem Mena is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Usem Mena
- Rates and health both vary by institution, not just by state -- see how Arkansas credit unions compare overall before assuming this one is typical. Arkansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is North Little Rock Educators financially healthy?
Yes/no aside, the number is 93/100 (Excellent) - North Little Rock Educators's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #574 of 4,374; by total assets it ranks #4,277 of 4,374 nationally (same basis as /rankings/largest); and #48 of 48 within Arkansas. Above 80 reads excellent, below 50 warrants closer monitoring; a 18.86% net worth ratio and 1.00% delinquency rate are the key drivers.
How does North Little Rock Educators compare to other credit unions?
PlainCU's health composite puts North Little Rock Educators at 93/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join North Little Rock Educators?
North Little Rock Educators is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact North Little Rock Educators directly to confirm eligibility.
Is my money safe at North Little Rock Educators?
Federal credit unions like North Little Rock Educators are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. North Little Rock Educators's net worth ratio of 18.86% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does North Little Rock Educators offer compared to banks?
Credit unions like North Little Rock Educators are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact North Little Rock Educators directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.