Federal credit union · ABERDEEN, Maryland · NCUA charter #2540
Aberdeen Proving Ground
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $2.61B
- Total assets
- 182,247
- Members
- 9.1%
- Net-worth ratio
Aberdeen Proving Ground scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.61B; members 182,247; net-worth ratio 9.07%; health rank #551 of 4,374; healthier than 87th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#551 of 4,374 health · 2025Q4Aberdeen Proving Ground · health 94/100 · $2.61B · 2025Q4
Call Report peers
Aberdeen Proving Ground in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Aberdeen Proving Ground vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Aberdeen Proving Ground sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Aberdeen Proving Ground diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 93.59% here, 83.90% peer average (+9.69 pp).
- Largest lag: Net Worth Ratio at 9.07% vs peer 11.18% (-2.11 pp).
Aberdeen Proving Ground in Maryland
- Health composite ranks #7 of 62 among scored Maryland credit unions.
- By total assets, Aberdeen Proving Ground is #4 of 62 in Maryland.
- Maryland membership ordinal: #4 of 62.
- One place up in Maryland, State Employees Cu of Maryland, Inc (#6) ties at 94/100; one place down, Cedar Point (#8) ties at 94/100.
Aberdeen Proving Ground: 2025Q4 → 2026Q1
Aberdeen Proving Ground: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $2.61B (2025Q4) to $2.65B (2026Q1).
- Net-worth ratio shifted -0.01 pp (9.08% → 9.07%).
This credit union's 9.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 94/100 score is built
Aberdeen Proving Ground gives up 6 points in total. Net Worth Ratio costs the most, 2.3 of its 30; Return on Assets and Member Growth score full marks.
- Net Worth Ratio 27.7 pts
- Delinquency Rate 23.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 13.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.07% | -2.11 pp |
| Delinquency Rate | 0.70% | -0.18 pp |
| Return on Assets | 0.63% | +0.12 pp |
| Member Growth | 8.42% | - |
| Loan-to-Share Ratio | 93.59% | +9.69 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.65B | - |
| 2025Q4 | $2.61B | 182,247 |
| 2024Q4 | $2.36B | 168,097 |
| 2023Q4 | $2.27B | 157,184 |
Credit Union Details
- Charter Number
- 2540
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Maryland
- City
- ABERDEEN
- Data Quarter
- 2025Q4
Branch Locations (18)
Per its most recent NCUA branch filing, Aberdeen Proving Ground runs 18 offices in 15 different cities.
| Office | City |
|---|---|
| Edgewood Operations Center (Main Office) | Edgewood, MD |
| Aberdeen Branch | Aberdeen, MD |
| APG Branch | Aberdeen Proving Ground, MD |
| Dundalk Branch | Baltimore, MD |
| Laurel Bush Branch | Bel Air, MD |
| Amyclae Branch | Bel Air, MD |
| Bel Air Branch | Bel Air, MD |
| Riverside Branch | Belcamp, MD |
| Chesapeake City Branch | Chesapeake City, MD |
| Cockeysville Branch | Cockeysville, MD |
| Elkton Branch | Elkton, MD |
| North East Branch | Elkton, MD |
| Fallston Branch | Fallston, MD |
| Forest Hill Branch | Forest Hill, MD |
| Havre de Grace Branch | Havre de Grace, MD |
| Cecil College Branch | North East, MD |
| Perry Hall Branch | Nottingham, MD |
| Rising Sun Branch | Rising Sun, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
Other federally-insured credit unions in Maryland, closest first by peer group and asset size.
- ANDREWS FEDERAL CREDIT UNIONSuitland, MD · Over $500M85Health
- LAFAYETTEROCKVILLE, MD · Over $500M71Health
- FIRST FINANCIAL OF MARYLANDSparks, MD · Over $500M94Health
- EDUCATIONAL SYSTEMSGreenbelt, MD · Over $500M85Health
- MUNICIPAL EMPL.CREDIT UNION OF BALTBALTIMORE, MD · Over $500M70Health
Compare Aberdeen Proving Ground vs ANDREWS FEDERAL CREDIT UNION
Aberdeen Proving Ground nationwide neighbourhoods
Using this data
- Aberdeen Proving Ground ranks #551 of 4,374 nationally on financial health and #7 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Andrews Federal Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Andrews Federal Credit Union
Frequently Asked Questions
Is Aberdeen Proving Ground financially healthy?
On its 2025Q4 NCUA 5300 filing, Aberdeen Proving Ground scores 94/100 (Excellent), with a 9.07% net worth ratio and 0.70% of loans delinquent. It ranks #551 of 4,374 nationally on health and #7 of 62 in Maryland.
How does Aberdeen Proving Ground compare to other credit unions?
Aberdeen Proving Ground scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (93.59% vs 83.90%). Its widest shortfall is net worth ratio (9.07% vs 11.18%).
How can I join Aberdeen Proving Ground?
Aberdeen Proving Ground operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Aberdeen Proving Ground directly for the exact boundaries and application steps.
Is my money safe at Aberdeen Proving Ground?
Aberdeen Proving Ground is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Aberdeen Proving Ground's net worth ratio of 9.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.