Federal credit union · Suitland, Maryland · NCUA charter #5754
Andrews Federal Credit Union
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $2.57B
- Total assets
- 149,113
- Members
- 10.9%
- Net-worth ratio
Andrews Federal Credit Union scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.57B; members 149,113; net-worth ratio 10.88%; health rank #1,994 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,994 of 4,374 health · 2025Q4Andrews Federal Credit Union · health 85/100 · $2.57B · 2025Q4
Call Report peers
Andrews Federal Credit Union in the assets neighbourhood
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Andrews Federal Credit Union vs every NCUA-scored credit union
Andrews Federal Credit Union sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Andrews Federal Credit Union vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 99.60% here, 83.90% peer average (+15.70 pp).
- Largest lag: Delinquency Rate at 1.74% vs peer 0.87% (+0.87 pp).
Andrews Federal Credit Union in Maryland
- In Maryland, health place is #23 of 62 on the same NCUA-ratio sort used nationally.
- By total assets, Andrews Federal Credit Union is #5 of 62 in Maryland.
- Membership ranks #5 of 62 among Maryland CUs with a reported count (149,113 members).
- One place up in Maryland, Educational Systems (#22) ties at 85/100; one place down, PEAKE (#24) ties at 85/100.
Andrews Federal Credit Union: 2025Q4 → 2026Q1
Andrews Federal Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $2.57B (2025Q4) to $2.58B (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.84% → 10.88%).
10.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Andrews Federal Credit Union gives up 15 points in total. Delinquency Rate costs the most, 10.6 of its 25; Net Worth Ratio and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.4 pts
- Return on Assets 14.7 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.9 pts
Andrews Federal Credit Union vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.88% | -0.30 pp |
| Delinquency Rate | 1.74% | +0.87 pp |
| Return on Assets | 0.48% | -0.03 pp |
| Member Growth | 7.77% | - |
| Loan-to-Share Ratio | 99.60% | +15.70 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Andrews Federal Credit Union quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.58B | - |
| 2025Q4 | $2.57B | 149,113 |
| 2024Q4 | $2.45B | 138,362 |
| 2023Q4 | $2.31B | 131,745 |
Credit Union Details
- Charter Number
- 5754
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Maryland
- City
- Suitland
- Data Quarter
- 2025Q4
Branch Locations (17)
The NCUA branch filing lists 17 physical offices for Andrews Federal Credit Union, spread across 16 cities in 4 states.
| Office | City |
|---|---|
| Allentown Road (Main Office) | Suitland, MD |
| Brussels | 1932 Zaventem |
| Manchester Lakes | Alexandria, VA |
| Brunssum | Brunssum |
| Burlington | Burlington, NJ |
| Chantilly | Chantilly, VA |
| Chieves | Chieves |
| Joint Base Andrews | JB Andrews, MD |
| Joint Base McGuire-Dix-Lakehurst | Mc Guire AFB, NJ |
| Mt. Laurel | Mount Laurel, NJ |
| Coresite | Reston, VA |
| West Springfield | Springfield, VA |
| Upper Marlboro Branch | Upper Marlboro, MD |
| Waldorf | Waldorf, MD |
| Henson Ridge | Washington, DC |
| Wiesbaden | Wiesbaden |
| Hainerberg | Wiesbaden |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
- ABERDEEN PROVING GROUNDABERDEEN, MD · Over $500M94Health
- LAFAYETTEROCKVILLE, MD · Over $500M71Health
- FIRST FINANCIAL OF MARYLANDSparks, MD · Over $500M94Health
- EDUCATIONAL SYSTEMSGreenbelt, MD · Over $500M85Health
- MUNICIPAL EMPL.CREDIT UNION OF BALTBALTIMORE, MD · Over $500M70Health
Compare Andrews Federal Credit Union vs ABERDEEN PROVING GROUND
Andrews Federal Credit Union nationwide neighbourhoods
Using this data
- Andrews Federal Credit Union ranks #1,994 of 4,374 nationally on financial health and #23 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Aberdeen Proving Ground is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Aberdeen Proving Ground
Frequently Asked Questions
Is Andrews Federal Credit Union financially healthy?
Andrews Federal Credit Union has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,994 of 4,374 nationally on health and #23 of 62 in Maryland. Its net worth ratio is 10.88% and its delinquency rate 1.74%.
How does Andrews Federal Credit Union compare to other credit unions?
Andrews Federal Credit Union scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (99.60% vs 83.90%). Its widest shortfall is delinquency rate (1.74% vs 0.87%).
How can I join Andrews Federal Credit Union?
Andrews Federal Credit Union operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Andrews Federal Credit Union directly for the exact boundaries and application steps.
Is my money safe at Andrews Federal Credit Union?
Andrews Federal Credit Union is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Andrews Federal Credit Union's net worth ratio of 10.88% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.