Federal credit union · Suitland, Maryland · NCUA charter #5754
Andrews Federal Credit Union
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $2.57B
- Total assets
- 149,113
- Members
- 10.9%
- Net-worth ratio
Andrews Federal Credit Union scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.57B; members 149,113; net-worth ratio 10.88%; health rank #1,994 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,994 of 4,374 health · 2025Q4Andrews Federal Credit Union · health 85/100 · $2.57B · 2025Q4
- RANK 85/100
- PHOTO 10.9%
- BOOK 1.74%
- CHARTER 0.48%
- NCUSIF $2.57B
- CAMELS 149,113
- HEALTH #1,994/4,374
- NW ALTURA
- DELQ 5754
Call Report peers
Andrews Federal Credit Union in the assets neighbourhood
Andrews Federal Credit Union's $2.57B assets sit next to ALTURA ($2.57B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Andrews Federal Credit Union vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Andrews Federal Credit Union - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #5754. See our deposit-insurance coverage note.
Andrews Federal Credit Union vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 99.60% here, 83.90% peer average (+15.70 pp).
- Largest lag: Delinquency Rate at 1.74% vs peer 0.87% (+0.87 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Andrews Federal Credit Union in Maryland
- In Maryland, health place is #23 of 62 on the same NCUA-ratio sort used nationally.
- By total assets, Andrews Federal Credit Union is #5 of 62 in Maryland.
- Membership ranks #5 of 62 among Maryland CUs with a reported count (149,113 members).
In-state ordinals use the live credit_unions table for MD only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Andrews Federal Credit Union: 2025Q4 → 2026Q1
Andrews Federal Credit Union: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $2.57B (2025Q4) to $2.58B (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.84% → 10.88%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.88% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.4 pts
- Return on Assets 14.7 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 10.9 pts
Andrews Federal Credit Union vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.88% | -0.30 pp |
| Delinquency Rate | 1.74% | +0.87 pp |
| Return on Assets | 0.48% | -0.03 pp |
| Member Growth | 7.77% | - |
| Loan-to-Share Ratio | 99.60% | +15.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Andrews Federal Credit Union quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.58B | - |
| 2025Q4 | $2.57B | 149,113 |
| 2024Q4 | $2.45B | 138,362 |
| 2023Q4 | $2.31B | 131,745 |
Credit Union Details
- Charter Number
- 5754
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Maryland
- City
- Suitland
- Data Quarter
- 2025Q4
Branch Locations (17)
The NCUA branch filing lists 17 physical offices for Andrews Federal Credit Union, spread across 16 cities in 4 states.
| Office | City |
|---|---|
| Allentown Road (Main Office) | Suitland, MD |
| Brussels | 1932 Zaventem |
| Manchester Lakes | Alexandria, VA |
| Brunssum | Brunssum |
| Burlington | Burlington, NJ |
| Chantilly | Chantilly, VA |
| Chieves | Chieves |
| Joint Base Andrews | JB Andrews, MD |
| Joint Base McGuire-Dix-Lakehurst | Mc Guire AFB, NJ |
| Mt. Laurel | Mount Laurel, NJ |
| Coresite | Reston, VA |
| West Springfield | Springfield, VA |
| Upper Marlboro Branch | Upper Marlboro, MD |
| Waldorf | Waldorf, MD |
| Henson Ridge | Washington, DC |
| Wiesbaden | Wiesbaden |
| Hainerberg | Wiesbaden |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
- ABERDEEN PROVING GROUNDABERDEEN, MD · Over $500M94Health
- LAFAYETTEROCKVILLE, MD · Over $500M71Health
- FIRST FINANCIAL OF MARYLANDSparks, MD · Over $500M94Health
- EDUCATIONAL SYSTEMSGreenbelt, MD · Over $500M85Health
- MUNICIPAL EMPL.CREDIT UNION OF BALTBALTIMORE, MD · Over $500M70Health
Compare Andrews Federal Credit Union vs ABERDEEN PROVING GROUND
Andrews Federal Credit Union nationwide neighbourhoods
Two NCUA Call Report peer sets for Andrews Federal Credit Union, both outside Maryland so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($2.57B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Andrews Federal Credit Union ranks #1,994 of 4,374 nationally on financial health and #23 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Aberdeen Proving Ground is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Aberdeen Proving Ground
- Rates and health both vary by institution, not just by state -- see how Maryland credit unions compare overall before assuming this one is typical. Maryland state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Andrews Federal Credit Union financially healthy?
A 10.88% net worth ratio and a 1.74% delinquency rate feed into Andrews Federal Credit Union's financial health score of 85/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,994 of 4,374; by total assets it ranks #203 of 4,374 nationally (same basis as /rankings/largest); and #5 of 62 within Maryland. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Andrews Federal Credit Union compare to other credit unions?
Andrews Federal Credit Union scores 85/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Andrews Federal Credit Union?
Andrews Federal Credit Union operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Andrews Federal Credit Union directly for the exact boundaries and application steps.
Is my money safe at Andrews Federal Credit Union?
Federal credit unions like Andrews Federal Credit Union are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Andrews Federal Credit Union's net worth ratio of 10.88% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Andrews Federal Credit Union offer compared to banks?
Credit unions like Andrews Federal Credit Union are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Andrews Federal Credit Union directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.