State credit union · Burlington, Iowa · NCUA charter #65239
Burlington Municipal Employees
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $4.6M
- Total assets
- 642
- Members
- 15.2%
- Net-worth ratio
Burlington Municipal Employees scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.6M; members 642; net-worth ratio 15.17%; health rank #2,402 of 4,374; healthier than 43rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,402 of 4,374 health · 2025Q4Burlington Municipal · health 82/100 · $4.6M · 2025Q4
- HEALTH 82/100
- NW 15.2%
- DELQ 1.22%
- ROA 0.85%
- ASSETS $4.6M
- MEM 642
- RANK #2,402/4,374
- PHOTO n/a
- BOOK 65239
Call Report peers
Burlington Municipal Employees carries $4.6M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Burlington Municipal Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Burlington Municipal Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #65239. See our deposit-insurance coverage note.
Peer-gap read for Burlington Municipal Employees
- Largest favorable gap: Loan-to-Share Ratio at 94.40% vs peer 63.60% (+30.80 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.89 pp (15.17% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Burlington Municipal Employees in Iowa
- In Iowa, health place is #46 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #58 of 66 inside Iowa ($4.6M reported).
- Iowa membership ordinal: #59 of 66.
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Burlington Municipal Employees Call Report trajectory
Burlington Municipal Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.7% from $4.6M (2025Q4) to $4.7M (2026Q1).
- Net-worth ratio shifted -0.12 pp (15.29% → 15.17%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
15.17% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.3 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 13.0 pts
Burlington Municipal health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.17% | -3.89 pp |
| Delinquency Rate | 1.22% | -0.59 pp |
| Return on Assets | 0.85% | +0.40 pp |
| Member Growth | -1.83% | - |
| Loan-to-Share Ratio | 94.40% | +30.80 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.7M | - |
| 2025Q4 | $4.6M | 642 |
| 2024Q4 | $4.5M | 654 |
| 2023Q4 | $4.8M | 646 |
Credit Union Details
- Charter Number
- 65239
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- Burlington
- Data Quarter
- 2025Q4
Branch Location
Burlington Municipal Employees operates a single office in Burlington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Burlington Municipal Employees Credit Union (Main Office) | Burlington, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
- DUBUQUE POSTAL EMPLOYEESDUBUQUE, IA · $2M–$10M87Health
- GAS & ELECTRIC EMPLOYEESmason city, IA · $2M–$10M88Health
- POLK COUNTYDES MOINES, IA · $2M–$10M81Health
- ALLEN HOSPITAL PERSONNELWaterloo, IA · $2M–$10M79Health
- DES MOINES FIRE DEPARTMENTDES MOINES, IA · $2M–$10M92Health
Compare Burlington Municipal Employees vs DUBUQUE POSTAL EMPLOYEES
Other-state peers near Burlington Municipal Employees
Cross-state asset and health neighbours for Burlington Municipal Employees - kept outside Iowa; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Burlington Municipal Employees ranks #2,402 of 4,374 nationally on financial health and #46 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dubuque Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dubuque Postal Employees
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Burlington Municipal Employees financially healthy?
Yes/no aside, the number is 82/100 (Excellent) - Burlington Municipal Employees's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,402 of 4,374; by total assets it ranks #3,922 of 4,374 nationally (same basis as /rankings/largest); and #58 of 66 within Iowa. Above 80 reads excellent, below 50 warrants closer monitoring; a 15.17% net worth ratio and 1.22% delinquency rate are the key drivers.
How does Burlington Municipal Employees compare to other credit unions?
82/100 is Burlington Municipal Employees's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Burlington Municipal Employees?
Membership eligibility for Burlington Municipal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Burlington Municipal Employees directly for current membership requirements and application steps.
Is my money safe at Burlington Municipal Employees?
Federal credit unions like Burlington Municipal Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Burlington Municipal Employees's net worth ratio of 15.17% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Burlington Municipal Employees offer compared to banks?
Credit unions like Burlington Municipal Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Burlington Municipal Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.