State credit union · Burlington, Iowa · NCUA charter #65239
Burlington Municipal Employees
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $4.6M
- Total assets
- 642
- Members
- 15.2%
- Net-worth ratio
Burlington Municipal Employees scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.6M; members 642; net-worth ratio 15.17%; health rank #2,402 of 4,374; healthier than 43rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,402 of 4,374 health · 2025Q4Burlington Municipal · health 82/100 · $4.6M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Burlington Municipal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Burlington Municipal Employees sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Burlington Municipal Employees
- Largest favorable gap: Loan-to-Share Ratio at 94.40% vs peer 63.60% (+30.80 pp).
- Widest shortfall vs peers is Net Worth Ratio: -3.89 pp (15.17% vs 19.06%).
Burlington Municipal Employees in Iowa
- In Iowa, health place is #46 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #58 of 66 inside Iowa ($4.6M reported).
- Iowa membership ordinal: #59 of 66.
- One place up in Iowa, ACE (#45) ties at 82/100; one place down, Polk County (#47) scores 81/100, 1 point lower.
Burlington Municipal Employees Call Report trajectory
Burlington Municipal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $4.6M (2025Q4) to $4.7M (2026Q1).
- Net-worth ratio shifted -0.12 pp (15.29% → 15.17%).
15.17% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Burlington Municipal Employees gives up 18 points in total. Member Growth costs the most, 9.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.3 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 13.0 pts
Burlington Municipal health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.17% | -3.89 pp |
| Delinquency Rate | 1.22% | -0.59 pp |
| Return on Assets | 0.85% | +0.40 pp |
| Member Growth | -1.83% | - |
| Loan-to-Share Ratio | 94.40% | +30.80 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.7M | - |
| 2025Q4 | $4.6M | 642 |
| 2024Q4 | $4.5M | 654 |
| 2023Q4 | $4.8M | 646 |
Credit Union Details
- Charter Number
- 65239
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- Burlington
- Data Quarter
- 2025Q4
Branch Location
Burlington Municipal Employees operates a single office in Burlington, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Burlington Municipal Employees Credit Union (Main Office) | Burlington, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
- DUBUQUE POSTAL EMPLOYEESDUBUQUE, IA · $2M–$10M87Health
- GAS & ELECTRIC EMPLOYEESmason city, IA · $2M–$10M88Health
- POLK COUNTYDES MOINES, IA · $2M–$10M81Health
- ALLEN HOSPITAL PERSONNELWaterloo, IA · $2M–$10M79Health
- DES MOINES FIRE DEPARTMENTDES MOINES, IA · $2M–$10M92Health
Compare Burlington Municipal Employees vs DUBUQUE POSTAL EMPLOYEES
Other-state peers near Burlington Municipal Employees
Using this data
- Burlington Municipal Employees ranks #2,402 of 4,374 nationally on financial health and #46 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dubuque Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dubuque Postal Employees
Frequently Asked Questions
Is Burlington Municipal Employees financially healthy?
Burlington Municipal Employees has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,402 of 4,374 nationally on health and #46 of 66 in Iowa. Its net worth ratio is 15.17% and its delinquency rate 1.22%.
How does Burlington Municipal Employees compare to other credit unions?
Burlington Municipal Employees scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (94.40% vs 63.60%). Its widest shortfall is net worth ratio (15.17% vs 19.06%).
How can I join Burlington Municipal Employees?
Membership eligibility for Burlington Municipal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Burlington Municipal Employees directly for current membership requirements and application steps.
Is my money safe at Burlington Municipal Employees?
Burlington Municipal Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Burlington Municipal Employees's net worth ratio of 15.17% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.