Federal credit union · taunton, Massachusetts · NCUA charter #24511
MORTON
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $9.7M
- Total assets
- 1,047
- Members
- 12.0%
- Net-worth ratio
MORTON scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.7M; members 1,047; net-worth ratio 11.98%; health rank #384 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#384 of 4,374 health · 2025Q4MORTON · health 95/100 · $9.7M · 2025Q4
Call Report peers
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MORTON vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MORTON sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
MORTON vs $2M–$10M peers
- Loan-to-Share Ratio leads the peer set - 71.76% here, 63.60% peer average (+8.16 pp).
- Widest shortfall vs peers is Net Worth Ratio: -7.08 pp (11.98% vs 19.06%).
Where MORTON sits in Massachusetts
- Massachusetts health ordinal: #9 of 126.
- Assets rank #105 of 126 inside Massachusetts ($9.7M reported).
- Membership ranks #106 of 126 among Massachusetts CUs with a reported count (1,047 members).
- One place up in Massachusetts, QUINCY (#8) ties at 95/100; one place down, Worcester Police Department (#10) ties at 95/100.
How MORTON's 5300 filing moved
MORTON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $9.7M (2025Q4) to $10.1M (2026Q1).
- Net-worth ratio shifted -0.17 pp (12.15% → 11.98%).
11.98% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
MORTON gives up 5 points in total. Member Growth costs the most, 5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for MORTON
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.98% | -7.08 pp |
| Delinquency Rate | 0.01% | -1.80 pp |
| Return on Assets | 1.61% | +1.16 pp |
| Member Growth | 0.87% | - |
| Loan-to-Share Ratio | 71.76% | +8.16 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.1M | - |
| 2025Q4 | $9.7M | 1,047 |
| 2024Q4 | $9.6M | 1,038 |
| 2023Q4 | $9.9M | 1,044 |
Credit Union Details
- Charter Number
- 24511
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Massachusetts
- City
- taunton
- Data Quarter
- 2025Q4
Branch Location
MORTON operates a single office in taunton, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| morton federal credit unioin (Main Office) | taunton, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
A look at other Massachusetts credit unions, ranked by how closely their peer group and asset size match this one.
MORTON nationwide neighbourhoods
Similar health score
Using this data
- MORTON ranks #384 of 4,374 nationally on financial health and #9 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Watertown Municipal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Watertown Municipal
Frequently Asked Questions
Is MORTON financially healthy?
MORTON has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #384 of 4,374 nationally on health and #9 of 126 in Massachusetts. Its net worth ratio is 11.98% and its delinquency rate 0.01%.
How does MORTON compare to other credit unions?
MORTON scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (71.76% vs 63.60%). Its widest shortfall is net worth ratio (11.98% vs 19.06%).
How can I join MORTON?
MORTON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact MORTON directly for the exact boundaries and application steps.
Is my money safe at MORTON?
MORTON is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MORTON's net worth ratio of 11.98% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.