State credit union · Houston, Texas · NCUA charter #68675
Jafari No-Interest
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $2.8M
- Total assets
- 485
- Members
- 20.1%
- Net-worth ratio
Jafari No-Interest scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.8M; members 485; net-worth ratio 20.09%; health rank #138 of 4,374; healthier than 95th of scored peers.
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#138 of 4,374 health · 2025Q4Jafari No-Interest · health 97/100 · $2.8M · 2025Q4
Call Report peers
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Jafari No-Interest vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Jafari No-Interest sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Jafari No-Interest vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Loan-to-Share Ratio trails the peer set - 57.94% here, 63.60% peer average (-5.66 pp).
Jafari No-Interest: in-state Call Report ranks
- Texas health ordinal: #10 of 386.
- Texas assets place: #369 of 386.
- Membership ranks #364 of 386 among Texas CUs with a reported count (485 members).
- One place up in Texas, TEXANS (#9) scores 98/100, 1 point higher; one place down, East Texas Professional (#11) ties at 97/100.
Jafari No-Interest Call Report trajectory
Jafari No-Interest: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $2.8M (2025Q4) to $2.8M (2026Q1).
- Net-worth ratio shifted +0.32 pp (19.77% → 20.09%).
At 20.09%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 97/100 score is built
Jafari No-Interest gives up 3 points in total. Loan-to-Share Ratio costs the most, 2.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.0 pts
Jafari No-Interest health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.09% | +1.03 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.63% | +1.18 pp |
| Member Growth | 5.90% | - |
| Loan-to-Share Ratio | 57.94% | -5.66 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Jafari No-Interest filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.8M | - |
| 2025Q4 | $2.8M | 485 |
| 2024Q4 | $2.5M | 458 |
| 2023Q4 | $2.3M | 398 |
Credit Union Details
- Charter Number
- 68675
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Houston
- Data Quarter
- 2025Q4
Branch Locations (3)
Jafari No-Interest operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Houston (Main Office) | Houston, TX |
| Austin | Austin, TX |
| Dallas | Irving, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Jafari No-Interest
Similar health score
Using this data
- Jafari No-Interest ranks #138 of 4,374 nationally on financial health and #10 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NAVARRO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NAVARRO
Frequently Asked Questions
Is Jafari No-Interest financially healthy?
On its 2025Q4 NCUA 5300 filing, Jafari No-Interest scores 97/100 (Excellent), with a 20.09% net worth ratio and 0.00% of loans delinquent. It ranks #138 of 4,374 nationally on health and #10 of 386 in Texas.
How does Jafari No-Interest compare to other credit unions?
Jafari No-Interest scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (57.94% vs 63.60%).
How can I join Jafari No-Interest?
Membership eligibility for Jafari No-Interest depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Jafari No-Interest directly for current membership requirements and application steps.
Is my money safe at Jafari No-Interest?
Jafari No-Interest is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jafari No-Interest's net worth ratio of 20.09% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.