State credit union · Houston, Texas · NCUA charter #68675
Jafari No-Interest
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $2.8M
- Total assets
- 485
- Members
- 20.1%
- Net-worth ratio
Jafari No-Interest scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.8M; members 485; net-worth ratio 20.09%; health rank #138 of 4,374; healthier than 95th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#138 of 4,374 health · 2025Q4Jafari No-Interest · health 97/100 · $2.8M · 2025Q4
- ROA 97/100
- ASSETS 20.1%
- MEM 0.00%
- RANK 1.63%
- PHOTO $2.8M
- BOOK 485
- CHARTER #138/4,374
- NCUSIF n/a
- CAMELS 68675
Call Report peers
Jafari No-Interest carries $2.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Jafari No-Interest vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Jafari No-Interest - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #68675. See our deposit-insurance coverage note.
Jafari No-Interest vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Loan-to-Share Ratio trails the peer set - 57.94% here, 63.60% peer average (-5.66 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Jafari No-Interest: in-state Call Report ranks
- Texas health ordinal: #10 of 386.
- Texas assets place: #369 of 386.
- Membership ranks #364 of 386 among Texas CUs with a reported count (485 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Jafari No-Interest Call Report trajectory
Jafari No-Interest: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $2.8M (2025Q4) to $2.8M (2026Q1).
- Net-worth ratio shifted +0.32 pp (19.77% → 20.09%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 20.09%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 12.0 pts
Jafari No-Interest health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.09% | +1.03 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.63% | +1.18 pp |
| Member Growth | 5.90% | - |
| Loan-to-Share Ratio | 57.94% | -5.66 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Jafari No-Interest filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.8M | - |
| 2025Q4 | $2.8M | 485 |
| 2024Q4 | $2.5M | 458 |
| 2023Q4 | $2.3M | 398 |
Credit Union Details
- Charter Number
- 68675
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Houston
- Data Quarter
- 2025Q4
Branch Locations (3)
Jafari No-Interest operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Houston (Main Office) | Houston, TX |
| Austin | Austin, TX |
| Dallas | Irving, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Jafari No-Interest
Jafari No-Interest's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- Jafari No-Interest ranks #138 of 4,374 nationally on financial health and #10 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NAVARRO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NAVARRO
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Jafari No-Interest financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Jafari No-Interest carries a financial health score of 97/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #138 of 4,374; by total assets it ranks #4,071 of 4,374 nationally (same basis as /rankings/largest); and #369 of 386 within Texas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 20.09% net worth ratio and a 0.00% delinquency rate.
How does Jafari No-Interest compare to other credit unions?
PlainCU's health composite puts Jafari No-Interest at 97/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Jafari No-Interest?
Membership eligibility for Jafari No-Interest depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Jafari No-Interest directly for current membership requirements and application steps.
Is my money safe at Jafari No-Interest?
Federal credit unions like Jafari No-Interest are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jafari No-Interest's net worth ratio of 20.09% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Jafari No-Interest offer compared to banks?
Credit unions like Jafari No-Interest are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Jafari No-Interest directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.