State credit union · DUBUQUE, Iowa · NCUA charter #64917
Dubuque Postal Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $4.4M
- Total assets
- 298
- Members
- 14.9%
- Net-worth ratio
Dubuque Postal Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.4M; members 298; net-worth ratio 14.94%; health rank #1,601 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,601 of 4,374 health · 2025Q4Dubuque Postal Employees · health 87/100 · $4.4M · 2025Q4
- MEM 87/100
- RANK 14.9%
- PHOTO 0.00%
- BOOK 0.38%
- CHARTER $4.4M
- NCUSIF 298
- CAMELS #1,601/4,374
- HEALTH n/a
- NW 64917
Call Report peers
Dubuque Postal Employees carries $4.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dubuque Postal Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Dubuque Postal Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #64917, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Dubuque Postal Employees: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Loan-to-Share Ratio trails the peer set - 36.42% here, 63.60% peer average (-27.18 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Iowa standing for Dubuque Postal Employees
- Iowa health ordinal: #27 of 66.
- Iowa assets place: #59 of 66.
- Membership ranks #64 of 66 among Iowa CUs with a reported count (298 members).
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Dubuque Postal Employees's 5300 filing moved
Dubuque Postal Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.1% from $4.4M (2025Q4) to $4.4M (2026Q1).
- Net-worth ratio shifted +0.28 pp (14.66% → 14.94%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.94% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.2 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for Dubuque Postal Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.94% | -4.12 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.38% | -0.07 pp |
| Member Growth | 0.68% | - |
| Loan-to-Share Ratio | 36.42% | -27.18 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Dubuque Postal Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.4M | - |
| 2025Q4 | $4.4M | 298 |
| 2024Q4 | $4.2M | 296 |
| 2023Q4 | $4.3M | 305 |
Credit Union Details
- Charter Number
- 64917
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Iowa
- City
- DUBUQUE
- Data Quarter
- 2025Q4
Branch Location
Dubuque Postal Employees operates a single office in DUBUQUE, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| DUBUQUE POSTAL EMPLOYEES CREDIT UNION (Main Office) | DUBUQUE, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
- GAS & ELECTRIC EMPLOYEESmason city, IA · $2M–$10M88Health
- BURLINGTON MUNICIPAL EMPLOYEESBurlington, IA · $2M–$10M82Health
- DES MOINES FIRE DEPARTMENTDES MOINES, IA · $2M–$10M92Health
- POLK COUNTYDES MOINES, IA · $2M–$10M81Health
- LEE COUNTYKEOKUK, IA · $2M–$10M94Health
Compare Dubuque Postal Employees vs GAS & ELECTRIC EMPLOYEES
Dubuque Postal Employees nationwide neighbourhoods
Two NCUA Call Report peer sets for Dubuque Postal Employees, both outside Iowa so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Dubuque Postal Employees ranks #1,601 of 4,374 nationally on financial health and #27 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Gas & Electric Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Gas & Electric Employees
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Dubuque Postal Employees financially healthy?
A 14.94% net worth ratio and a 0.00% delinquency rate feed into Dubuque Postal Employees's financial health score of 87/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,601 of 4,374; by total assets it ranks #3,937 of 4,374 nationally (same basis as /rankings/largest); and #59 of 66 within Iowa. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Dubuque Postal Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce Dubuque Postal Employees's 87/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Dubuque Postal Employees?
Membership eligibility for Dubuque Postal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dubuque Postal Employees directly for current membership requirements and application steps.
Is my money safe at Dubuque Postal Employees?
Federal credit unions like Dubuque Postal Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dubuque Postal Employees's net worth ratio of 14.94% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Dubuque Postal Employees offer compared to banks?
Credit unions like Dubuque Postal Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Dubuque Postal Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.