State credit union · MADISON, Wisconsin · NCUA charter #66499
Madison Fire Department
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $5.3M
- Total assets
- 844
- Members
- 19.3%
- Net-worth ratio
Madison Fire Department scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 844; net-worth ratio 19.31%; health rank #448 of 4,374; healthier than 87th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#448 of 4,374 health · 2025Q4Madison Fire Department · health 94/100 · $5.3M · 2025Q4
Call Report peers
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Madison Fire Department vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Madison Fire Department sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Madison Fire Department: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +27.03 pp (90.63% vs 63.60%).
Madison Fire Department in Wisconsin
- Health composite ranks #13 of 100 among scored Wisconsin credit unions.
- Wisconsin assets place: #90 of 100.
- Member book place in Wisconsin: #90 of 100.
- One place up in Wisconsin, Fox Communities (#12) scores 95/100, 1 point higher; one place down, School Employees (#14) ties at 94/100.
How Madison Fire Department's 5300 filing moved
Madison Fire Department: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.1% from $5.3M (2025Q4) to $5.5M (2026Q1).
- Net-worth ratio shifted -0.48 pp (19.79% → 19.31%).
19.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
Madison Fire Department gives up 6 points in total. Member Growth costs the most, 6.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 15.2 pts
Madison Fire Department vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.31% | +0.25 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 1.07% | +0.62 pp |
| Member Growth | -0.12% | - |
| Loan-to-Share Ratio | 90.63% | +27.03 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Madison Fire Department filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.5M | - |
| 2025Q4 | $5.3M | 844 |
| 2024Q4 | $5.1M | 845 |
| 2023Q4 | $5.1M | 850 |
Credit Union Details
- Charter Number
- 66499
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- MADISON
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Madison Fire Department.
| Office | City |
|---|---|
| Monroe Street Office (Main Office) | Madison, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near Madison Fire Department
Similar health score
Using this data
- Madison Fire Department ranks #448 of 4,374 nationally on financial health and #13 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Compassionate Care is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Compassionate Care
Frequently Asked Questions
Is Madison Fire Department financially healthy?
Madison Fire Department has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #448 of 4,374 nationally on health and #13 of 100 in Wisconsin. Its net worth ratio is 19.31% and its delinquency rate 0.00%.
How does Madison Fire Department compare to other credit unions?
Madison Fire Department scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (90.63% vs 63.60%).
How can I join Madison Fire Department?
Membership eligibility for Madison Fire Department depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Madison Fire Department directly for current membership requirements and application steps.
Is my money safe at Madison Fire Department?
Madison Fire Department is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Madison Fire Department's net worth ratio of 19.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.