State credit union · Fond du Lac, Wisconsin · NCUA charter #66755
Compassionate Care
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $6.4M
- Total assets
- 1,082
- Members
- 10.8%
- Net-worth ratio
Compassionate Care scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.4M; members 1,082; net-worth ratio 10.78%; health rank #3,598 of 4,374; healthier than 17th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,598 of 4,374 health · 2025Q4Compassionate Care · health 70/100 · $6.4M · 2025Q4
- ASSETS 70/100
- MEM 10.8%
- RANK 2.31%
- PHOTO 1.19%
- BOOK $6.4M
- CHARTER 1,082
- NCUSIF #3,598/4,374
- CAMELS n/a
- HEALTH 66755
Call Report peers
Compassionate Care carries $6.4M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Compassionate Care vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Compassionate Care - Share Insurance Coverage
Charter #66755's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Compassionate Care: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +4.83 pp (68.43% vs 63.60%).
- Largest lag: Net Worth Ratio at 10.78% vs peer 19.06% (-8.28 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Compassionate Care: in-state Call Report ranks
- Health composite ranks #92 of 100 among scored Wisconsin credit unions.
- Wisconsin assets place: #89 of 100.
- Member book place in Wisconsin: #87 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Compassionate Care
Compassionate Care: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +6.0% from $6.4M (2025Q4) to $6.8M (2026Q1).
- Net-worth ratio shifted -0.83 pp (11.61% → 10.78%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.78% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 70/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 70.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 10.6 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.4 pts
Call Report ratios for Compassionate Care
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.78% | -8.28 pp |
| Delinquency Rate | 2.31% | +0.50 pp |
| Return on Assets | 1.19% | +0.74 pp |
| Member Growth | -7.12% | - |
| Loan-to-Share Ratio | 68.43% | +4.83 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.8M | - |
| 2025Q4 | $6.4M | 1,082 |
| 2024Q4 | $6.8M | 1,165 |
| 2023Q4 | $6.8M | 1,229 |
Credit Union Details
- Charter Number
- 66755
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- Fond du Lac
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Compassionate Care, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Compassionate Care Credit Union (Main Office) | Fond Du Lac, WI |
| CMC FLEX | SANDY, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Other-state peers near Compassionate Care
Two NCUA Call Report peer sets for Compassionate Care, both outside Wisconsin so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (70/100 here).
Using this data
- Compassionate Care ranks #3,598 of 4,374 nationally on financial health and #92 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BRANTWOOD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BRANTWOOD
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Compassionate Care financially healthy?
Compassionate Care has a financial health score of 70/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,598 of 4,374; by total assets it ranks #3,768 of 4,374 nationally (same basis as /rankings/largest); and #89 of 100 within Wisconsin. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.78% and delinquency rate of 2.31%.
How does Compassionate Care compare to other credit unions?
Five weighted metrics from NCUA filings produce Compassionate Care's 70/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Compassionate Care?
Membership eligibility for Compassionate Care depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Compassionate Care directly for current membership requirements and application steps.
Is my money safe at Compassionate Care?
Federal credit unions like Compassionate Care are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Compassionate Care's net worth ratio of 10.78% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Compassionate Care offer compared to banks?
Credit unions like Compassionate Care are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Compassionate Care directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.